B
Peoples Bank
Newton,  NC
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank
Newton, NC
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 5.90
Stability Index 8.40
Company Info Peoples Bank
Newton, NC
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FDIC Number 5956
Phone Number (828) 464-5620
Website peoplesbanknc.com
Asset Quality Peoples Bank
Newton, NC
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1-Year Asset Growth 4.21%
5-Year Asset Growth 4.07%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.62%
Non-Performing Loans to Loans 0.47%
Balance Sheet Peoples Bank
Newton, NC
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Total Assets 1.76B
Total Deposits 1.57B
Capital and Reserves Peoples Bank
Newton, NC
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Capital 174.57M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio 15.42
Liquidity Peoples Bank
Newton, NC
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Hot Money Ratio 14.38%
Liquidity Ratio 25.36%
Profitability Peoples Bank
Newton, NC
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5-Year Return on Average Assets 1.06%
Net Income 10.25M
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 68.93%
Return on Assets 1.16%
Return on Equity 11.93%