B
Peoples Bank
NewtonNC
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank
Newton, NC
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Rating B
Asset Quality Index 8.40
Capitalization Index 9.80
Liquidity Index 3.90
Profitability Index 5.50
Stability Index 8.10
Company Info Peoples Bank
Newton, NC
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FDIC Number 5956
Phone Number (828) 464-5620
Website peoplesbanknc.com
Asset Quality Peoples Bank
Newton, NC
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1-Year Asset Growth 4.60%
5-Year Asset Growth 8.63%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 2.77%
Non-Performing Loans to Loans 0.51%
Balance Sheet Peoples Bank
Newton, NC
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Total Assets 1.74B
Total Deposits 1.55B
Capital and Reserves Peoples Bank
Newton, NC
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Capital 162.79M
Leverage Ratio 10.88
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio 15.58
Liquidity Peoples Bank
Newton, NC
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Hot Money Ratio 17.31%
Liquidity Ratio 29.05%
Profitability Peoples Bank
Newton, NC
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5-Year Return on Average Assets 0.99%
Net Income 14.16M
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 71.24%
Return on Assets 1.09%
Return on Equity 12.25%