B
Peoples Bank
NewtonNC
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank
Newton, NC
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 6.00
Stability Index 8.30
Company Info Peoples Bank
Newton, NC
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FDIC Number 5956
Phone Number (828) 464-5620
Website peoplesbanknc.com
Asset Quality Peoples Bank
Newton, NC
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1-Year Asset Growth 3.03%
5-Year Asset Growth 4.07%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.22%
Non-Performing Loans to Loans 0.42%
Balance Sheet Peoples Bank
Newton, NC
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Total Assets 1.70B
Total Deposits 1.51B
Capital and Reserves Peoples Bank
Newton, NC
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Capital 170.38M
Leverage Ratio 11.13
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 15.70
Liquidity Peoples Bank
Newton, NC
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Hot Money Ratio 17.54%
Liquidity Ratio 25.79%
Profitability Peoples Bank
Newton, NC
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5-Year Return on Average Assets 0.99%
Net Income 21.10M
Net Interest Spread 3.64%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 68.71%
Return on Assets 1.21%
Return on Equity 13.41%