B
The Farmers & Merchants State Bank
Rating Date
August 2024
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers & Merchants State Bank
Archbold, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.30
Capitalization Index 6.70
Liquidity Index 3.50
Profitability Index 4.20
Stability Index 8.50
Company Info The Farmers & Merchants State Bank
Archbold, OH
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 5969
Phone Number (419) 446-2501
Website www.fm.bank
Asset Quality The Farmers & Merchants State Bank
Archbold, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.87%
5-Year Asset Growth 40.22%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.94%
Non-Performing Loans to Loans 0.12%
Balance Sheet The Farmers & Merchants State Bank
Archbold, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 3.38B
Total Deposits 2.69B
Capital and Reserves The Farmers & Merchants State Bank
Archbold, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 358.50M
Leverage Ratio 8.74
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 12.28
Liquidity The Farmers & Merchants State Bank
Archbold, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.72%
Liquidity Ratio 13.20%
Profitability The Farmers & Merchants State Bank
Archbold, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.05%
Net Income 18.98M
Net Interest Spread 2.71%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 68.01%
Return on Assets 0.76%
Return on Equity 7.34%