C
First State Bank in Temple
Temple,  OK
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank in Temple
Temple, OK
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Rating C
Asset Quality Index 4.60
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 4.20
Stability Index 7.20
Company Info First State Bank in Temple
Temple, OK
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FDIC Number 5999
Phone Number (580) 342-6265
Website www.fstbank.com
Asset Quality First State Bank in Temple
Temple, OK
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1-Year Asset Growth 1.05%
5-Year Asset Growth 1.82%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 3.26%
Non-Performing Loans to Capital 13.14%
Non-Performing Loans to Loans 8.60%
Balance Sheet First State Bank in Temple
Temple, OK
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Total Assets 26.36M
Total Deposits 21.55M
Capital and Reserves First State Bank in Temple
Temple, OK
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Capital 4.73M
Leverage Ratio 22.19
Loan Loss Reserves to Loans 2.60%
Risk-Based Capital Ratio --
Liquidity First State Bank in Temple
Temple, OK
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Hot Money Ratio 23.40%
Liquidity Ratio 38.44%
Profitability First State Bank in Temple
Temple, OK
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5-Year Return on Average Assets 0.73%
Net Income 139.00K
Net Interest Spread 3.51%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 68.74%
Return on Assets 0.98%
Return on Equity 5.94%