First Premier Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 20.3 and a capital leverage ratio of 14.1. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.6 has resulted in Good (6.9) profitability.
Other Rating Factors:
A current level of 0.7 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Good asset quality (6.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Consumer loans (36%), cash (17%), securities (13%), comm re (7%), comm loans (5%), home mtgs (3%), home eq lns (2%), other (18%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
United National Corporation
Investment Rating
--
Address
500 South Minnesota Avenue
Sioux Falls, SD 57104
Sioux Falls, SD 57104
Phone Number
(605) 357-3000
Year Founded
1914
FDIC Number
Website
Largest Affiliates
No affiliate information available.