| Weiss Ratings |
Macon Bank and Trust Company
Lafayette, TN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 4.90 | |||
| Company Info |
Macon Bank and Trust Company
Lafayette, TN |
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| FDIC Number | 6091 | |||
| Phone Number | (615) 666-2121 | |||
| Website | www.maconbankandtrust.com | |||
| Asset Quality |
Macon Bank and Trust Company
Lafayette, TN |
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| 1-Year Asset Growth | 13.41% | |||
| 5-Year Asset Growth | 11.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.51% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Macon Bank and Trust Company
Lafayette, TN |
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| Total Assets | 820.51M | |||
| Total Deposits | 751.45M | |||
| Capital and Reserves |
Macon Bank and Trust Company
Lafayette, TN |
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| Capital | 61.75M | |||
| Leverage Ratio | 9.91 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Macon Bank and Trust Company
Lafayette, TN |
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| Hot Money Ratio | 44.65% | |||
| Liquidity Ratio | 25.58% | |||
| Profitability |
Macon Bank and Trust Company
Lafayette, TN |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 4.56M | |||
| Net Interest Spread | 3.35% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 56.54% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 15.07% | |||