| Weiss Ratings |
Macon Bank and Trust Company
Lafayette, TN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 4.90 | |||
| Company Info |
Macon Bank and Trust Company
Lafayette, TN |
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| FDIC Number | 6091 | |||
| Phone Number | (615) 666-2121 | |||
| Website | www.maconbankandtrust.com | |||
| Asset Quality |
Macon Bank and Trust Company
Lafayette, TN |
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| 1-Year Asset Growth | 4.34% | |||
| 5-Year Asset Growth | 13.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.33% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Macon Bank and Trust Company
Lafayette, TN |
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| Total Assets | 747.58M | |||
| Total Deposits | 683.00M | |||
| Capital and Reserves |
Macon Bank and Trust Company
Lafayette, TN |
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| Capital | 56.44M | |||
| Leverage Ratio | 10.29 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Macon Bank and Trust Company
Lafayette, TN |
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| Hot Money Ratio | 46.39% | |||
| Liquidity Ratio | 25.65% | |||
| Profitability |
Macon Bank and Trust Company
Lafayette, TN |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 6.08M | |||
| Net Interest Spread | 3.24% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 55.33% | |||
| Return on Assets | 1.08% | |||
| Return on Equity | 16.42% | |||