C
Decatur County Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Decatur County Bank
Decaturville, TN
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Rating C
Asset Quality Index 7.30
Capitalization Index 6.00
Liquidity Index 0.40
Profitability Index 4.00
Stability Index 3.60
Company Info Decatur County Bank
Decaturville, TN
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FDIC Number 6101
Phone Number (731) 852-2821
Website www.decaturcountybank.com
Asset Quality Decatur County Bank
Decaturville, TN
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1-Year Asset Growth 4.28%
5-Year Asset Growth 23.01%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.77%
Non-Performing Loans to Loans 0.31%
Balance Sheet Decatur County Bank
Decaturville, TN
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Total Assets 295.47M
Total Deposits 269.66M
Capital and Reserves Decatur County Bank
Decaturville, TN
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Capital 21.29M
Leverage Ratio 8.05
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 11.11
Liquidity Decatur County Bank
Decaturville, TN
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Hot Money Ratio 30.32%
Liquidity Ratio 8.04%
Profitability Decatur County Bank
Decaturville, TN
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5-Year Return on Average Assets 1.18%
Net Income 1.02M
Net Interest Spread 3.94%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 82.35%
Return on Assets 0.69%
Return on Equity 9.86%