C
Decatur County Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Decatur County Bank
Decaturville, TN
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Rating C
Asset Quality Index 7.70
Capitalization Index 6.20
Liquidity Index 0.30
Profitability Index 3.90
Stability Index 3.70
Company Info Decatur County Bank
Decaturville, TN
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FDIC Number 6101
Phone Number (731) 852-2821
Website www.decaturcountybank.com
Asset Quality Decatur County Bank
Decaturville, TN
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1-Year Asset Growth 7.50%
5-Year Asset Growth 23.01%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.94%
Non-Performing Loans to Loans 0.29%
Balance Sheet Decatur County Bank
Decaturville, TN
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Total Assets 301.35M
Total Deposits 272.45M
Capital and Reserves Decatur County Bank
Decaturville, TN
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Capital 22.32M
Leverage Ratio 8.17
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 10.93
Liquidity Decatur County Bank
Decaturville, TN
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Hot Money Ratio 30.89%
Liquidity Ratio 6.90%
Profitability Decatur County Bank
Decaturville, TN
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5-Year Return on Average Assets 1.18%
Net Income 1.55M
Net Interest Spread 3.98%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 80.46%
Return on Assets 0.69%
Return on Equity 9.81%