C
The Peoples Bank
SardisTN
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples Bank
Sardis, TN
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Rating C
Asset Quality Index 7.50
Capitalization Index 9.00
Liquidity Index 2.10
Profitability Index 3.30
Stability Index 4.90
Company Info The Peoples Bank
Sardis, TN
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FDIC Number 6110
Phone Number (731) 858-2661
Website www.thepeoplesbankoftn.com
Asset Quality The Peoples Bank
Sardis, TN
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1-Year Asset Growth 2.38%
5-Year Asset Growth 4.78%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 1.51%
Non-Performing Loans to Loans 0.23%
Balance Sheet The Peoples Bank
Sardis, TN
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Total Assets 110.94M
Total Deposits 99.47M
Capital and Reserves The Peoples Bank
Sardis, TN
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Capital 10.01M
Leverage Ratio 10.35
Loan Loss Reserves to Loans 0.88%
Risk-Based Capital Ratio --
Liquidity The Peoples Bank
Sardis, TN
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Hot Money Ratio 27.63%
Liquidity Ratio 26.19%
Profitability The Peoples Bank
Sardis, TN
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5-Year Return on Average Assets 0.57%
Net Income 159.00K
Net Interest Spread 3.84%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 76.88%
Return on Assets 0.58%
Return on Equity 6.48%