C
Bank of Botetourt
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Botetourt
Buchanan, VA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.60
Capitalization Index 9.10
Liquidity Index 0.80
Profitability Index 5.70
Stability Index 4.30
Company Info Bank of Botetourt
Buchanan, VA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 6137
Phone Number (540) 591-5000
Website www.bankofbotetourt.com
Asset Quality Bank of Botetourt
Buchanan, VA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 11.58%
5-Year Asset Growth 14.87%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 2.13%
Non-Performing Loans to Loans 0.28%
Balance Sheet Bank of Botetourt
Buchanan, VA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 886.26M
Total Deposits 789.39M
Capital and Reserves Bank of Botetourt
Buchanan, VA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 87.79M
Leverage Ratio 10.42
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity Bank of Botetourt
Buchanan, VA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 20.69%
Liquidity Ratio 15.76%
Profitability Bank of Botetourt
Buchanan, VA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.01%
Net Income 5.21M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 61.94%
Return on Assets 1.20%
Return on Equity 12.27%