B
Farmers State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Winthrop, WA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 5.20
Stability Index 4.90
Company Info Farmers State Bank
Winthrop, WA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 6156
Phone Number (509) 996-2244
Website www.farmersstatebankwa.com
Asset Quality Farmers State Bank
Winthrop, WA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -3.64%
5-Year Asset Growth -1.20%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 0.75%
Non-Performing Loans to Loans 2.65%
Balance Sheet Farmers State Bank
Winthrop, WA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 47.36M
Total Deposits 41.36M
Capital and Reserves Farmers State Bank
Winthrop, WA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 5.97M
Leverage Ratio 12.38
Loan Loss Reserves to Loans 6.27%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Winthrop, WA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 100.69%
Profitability Farmers State Bank
Winthrop, WA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.48%
Net Income 293.00K
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 54.92%
Return on Assets 1.19%
Return on Equity 10.07%