B
Farmers State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Winthrop, WA
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 4.90
Stability Index 4.10
Company Info Farmers State Bank
Winthrop, WA
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FDIC Number 6156
Phone Number (509) 996-2244
Website www.farmersstatebankwa.com
Asset Quality Farmers State Bank
Winthrop, WA
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1-Year Asset Growth -5.77%
5-Year Asset Growth 4.85%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 2.85%
Balance Sheet Farmers State Bank
Winthrop, WA
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Total Assets 50.67M
Total Deposits 44.99M
Capital and Reserves Farmers State Bank
Winthrop, WA
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Capital 5.55M
Leverage Ratio 11.03
Loan Loss Reserves to Loans 5.92%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Winthrop, WA
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Hot Money Ratio 0.00%
Liquidity Ratio 99.08%
Profitability Farmers State Bank
Winthrop, WA
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5-Year Return on Average Assets 0.33%
Net Income 427.00K
Net Interest Spread 3.07%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 52.83%
Return on Assets 1.13%
Return on Equity 10.68%