B
Peoples Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
13.27
Return On
Assets
0.95%
Total
Assets
2.42B
Capital
322.46M
Total
Deposits
2.08B
Net
Income
11.81M
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Weiss Ratings Peoples Bank
Bellingham, WA 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 4.80
Stability Index 10.00
Company Info Peoples Bank
Bellingham, WA 		Click to
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FDIC Number 6158
Phone Number (360) 715-4200
Website www.peoplesbank-wa.com
Asset Quality Peoples Bank
Bellingham, WA 		Click to
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1-Year Asset Growth 0.16%
5-Year Asset Growth 0.23%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 1.45%
Non-Performing Loans to Loans 0.42%
Balance Sheet Peoples Bank
Bellingham, WA 		Click to
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Total Assets 2.42B
Total Deposits 2.08B
Capital and Reserves Peoples Bank
Bellingham, WA 		Click to
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Capital 322.46M
Leverage Ratio 13.27
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio --
Liquidity Peoples Bank
Bellingham, WA 		Click to
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Hot Money Ratio 11.65%
Liquidity Ratio 16.79%
Profitability Peoples Bank
Bellingham, WA 		Click to
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5-Year Return on Average Assets 0.94%
Net Income 11.81M
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 73.70%
Return on Assets 0.95%
Return on Equity 7.45%