C
Peoples Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.78
Return On
Assets
1.00%
Total
Assets
2.46B
Capital
314.01M
Total
Deposits
2.13B
Net
Income
24.48M
My Lists My Alerts
Weiss Ratings Peoples Bank
Bellingham, WA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 4.90
Stability Index 9.80
Company Info Peoples Bank
Bellingham, WA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 6158
Phone Number (360) 715-4200
Website www.peoplesbank-wa.com
Asset Quality Peoples Bank
Bellingham, WA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -0.23%
5-Year Asset Growth 0.23%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.03%
Non-Performing Loans to Loans 0.29%
Balance Sheet Peoples Bank
Bellingham, WA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 2.46B
Total Deposits 2.13B
Capital and Reserves Peoples Bank
Bellingham, WA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 314.01M
Leverage Ratio 12.78
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio --
Liquidity Peoples Bank
Bellingham, WA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 12.97%
Liquidity Ratio 15.05%
Profitability Peoples Bank
Bellingham, WA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.90%
Net Income 24.48M
Net Interest Spread 4.01%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 70.84%
Return on Assets 1.00%
Return on Equity 8.06%