C
Peoples Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
12.70
Return On
Assets
0.96%
Total
Assets
2.47B
Capital
308.98M
Total
Deposits
2.14B
Net
Income
17.48M
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Weiss Ratings Peoples Bank
Bellingham, WA 		Click to
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Rating C
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 4.80
Stability Index 9.70
Company Info Peoples Bank
Bellingham, WA 		Click to
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FDIC Number 6158
Phone Number (360) 715-4200
Website www.peoplesbank-wa.com
Asset Quality Peoples Bank
Bellingham, WA 		Click to
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1-Year Asset Growth 1.77%
5-Year Asset Growth 4.96%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 0.90%
Non-Performing Loans to Loans 0.24%
Balance Sheet Peoples Bank
Bellingham, WA 		Click to
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Total Assets 2.47B
Total Deposits 2.14B
Capital and Reserves Peoples Bank
Bellingham, WA 		Click to
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Capital 308.98M
Leverage Ratio 12.70
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio --
Liquidity Peoples Bank
Bellingham, WA 		Click to
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Hot Money Ratio 13.40%
Liquidity Ratio 13.20%
Profitability Peoples Bank
Bellingham, WA 		Click to
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5-Year Return on Average Assets 0.90%
Net Income 17.48M
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 71.72%
Return on Assets 0.96%
Return on Equity 7.75%