Kitsap Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.5 and a capital leverage ratio of 11.7. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (8.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10). Fair liquidity 4.8, driven by a liquidity ratio of 30.5 percent and a “hot money” ratio of 12.1 percent.
Asset Mix:
Securities (33%), comm re (31%), comm loans (9%), cash (4%), home mtgs (2%), home eq lns (2%), consumer loans (0%), other (18%)
States with Branches:
WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Olympic Bancorp, Inc.
Investment Rating
--
Address
619 Bay Street
Port Orchard, WA 98366
Port Orchard, WA 98366
Phone Number
(360) 876-7834
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.