B
Kitsap Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kitsap Bank
Port Orchard, WA
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 4.20
Stability Index 7.50
Company Info Kitsap Bank
Port Orchard, WA
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FDIC Number 6161
Phone Number (360) 876-7834
Website www.kitsapbank.com
Asset Quality Kitsap Bank
Port Orchard, WA
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1-Year Asset Growth -1.11%
5-Year Asset Growth 8.52%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Kitsap Bank
Port Orchard, WA
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Total Assets 1.67B
Total Deposits 1.43B
Capital and Reserves Kitsap Bank
Port Orchard, WA
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Capital 167.43M
Leverage Ratio 11.72
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 17.53
Liquidity Kitsap Bank
Port Orchard, WA
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Hot Money Ratio 12.13%
Liquidity Ratio 30.51%
Profitability Kitsap Bank
Port Orchard, WA
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5-Year Return on Average Assets 0.99%
Net Income 11.86M
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 73.59%
Return on Assets 0.92%
Return on Equity 10.13%