C
Pendleton Community Bank, Inc.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pendleton Community Bank, Inc.
Franklin, WV
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Rating C
Asset Quality Index 3.60
Capitalization Index 6.30
Liquidity Index 1.20
Profitability Index 4.20
Stability Index 5.20
Company Info Pendleton Community Bank, Inc.
Franklin, WV
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FDIC Number 6176
Phone Number (304) 358-2311
Website www.yourbank.bank
Asset Quality Pendleton Community Bank, Inc.
Franklin, WV
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1-Year Asset Growth 3.22%
5-Year Asset Growth 15.20%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.80%
Non-Performing Loans to Capital 6.96%
Non-Performing Loans to Loans 0.85%
Balance Sheet Pendleton Community Bank, Inc.
Franklin, WV
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Total Assets 790.10M
Total Deposits 688.20M
Capital and Reserves Pendleton Community Bank, Inc.
Franklin, WV
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Capital 65.06M
Leverage Ratio 8.26
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio 11.54
Liquidity Pendleton Community Bank, Inc.
Franklin, WV
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Hot Money Ratio 15.94%
Liquidity Ratio 10.52%
Profitability Pendleton Community Bank, Inc.
Franklin, WV
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5-Year Return on Average Assets 0.89%
Net Income 3.35M
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 67.70%
Return on Assets 0.85%
Return on Equity 10.57%