| Weiss Ratings |
Citizens State Bank of Loyal
Loyal, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 6.20 | |||
| Company Info |
Citizens State Bank of Loyal
Loyal, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 6186 | |||
| Phone Number | (715) 255-8526 | |||
| Website | csbloyal.com | |||
| Asset Quality |
Citizens State Bank of Loyal
Loyal, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.66% | |||
| 5-Year Asset Growth | 9.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.11% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
Citizens State Bank of Loyal
Loyal, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 304.28M | |||
| Total Deposits | 240.64M | |||
| Capital and Reserves |
Citizens State Bank of Loyal
Loyal, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 30.04M | |||
| Leverage Ratio | 10.94 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | 17.84 | |||
| Liquidity |
Citizens State Bank of Loyal
Loyal, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.39% | |||
| Liquidity Ratio | 29.54% | |||
| Profitability |
Citizens State Bank of Loyal
Loyal, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 2.24M | |||
| Net Interest Spread | 2.92% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 64.92% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 10.73% | |||