| Weiss Ratings |
Citizens State Bank of Loyal
Loyal, WI |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 6.10 | |||
| Company Info |
Citizens State Bank of Loyal
Loyal, WI |
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| FDIC Number | 6186 | |||
| Phone Number | (715) 255-8526 | |||
| Website | csbloyal.com | |||
| Asset Quality |
Citizens State Bank of Loyal
Loyal, WI |
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| 1-Year Asset Growth | -1.62% | |||
| 5-Year Asset Growth | 3.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens State Bank of Loyal
Loyal, WI |
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| Total Assets | 311.54M | |||
| Total Deposits | 250.33M | |||
| Capital and Reserves |
Citizens State Bank of Loyal
Loyal, WI |
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| Capital | 31.83M | |||
| Leverage Ratio | 11.48 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank of Loyal
Loyal, WI |
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| Hot Money Ratio | 12.27% | |||
| Liquidity Ratio | 28.59% | |||
| Profitability |
Citizens State Bank of Loyal
Loyal, WI |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 1.80M | |||
| Net Interest Spread | 3.31% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 61.89% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 11.58% | |||