C
Citizens State Bank
Hudson,  WI
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Hudson, WI
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Rating C
Asset Quality Index 7.30
Capitalization Index 8.50
Liquidity Index 0.80
Profitability Index 5.30
Stability Index 4.30
Company Info Citizens State Bank
Hudson, WI
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FDIC Number 6194
Phone Number (715) 386-9050
Website www.csbnet.net
Asset Quality Citizens State Bank
Hudson, WI
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1-Year Asset Growth 5.37%
5-Year Asset Growth 15.53%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.21%
Non-Performing Loans to Loans 0.43%
Balance Sheet Citizens State Bank
Hudson, WI
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Total Assets 488.20M
Total Deposits 410.52M
Capital and Reserves Citizens State Bank
Hudson, WI
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Capital 47.13M
Leverage Ratio 10.02
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Hudson, WI
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Hot Money Ratio 22.88%
Liquidity Ratio 16.07%
Profitability Citizens State Bank
Hudson, WI
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5-Year Return on Average Assets 1.06%
Net Income 2.92M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 58.15%
Return on Assets 1.20%
Return on Equity 12.73%