C
Citizens State Bank
HudsonWI
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Hudson, WI
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Rating C
Asset Quality Index 6.70
Capitalization Index 7.80
Liquidity Index 0.50
Profitability Index 5.00
Stability Index 3.70
Company Info Citizens State Bank
Hudson, WI
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FDIC Number 6194
Phone Number (715) 386-9050
Website www.csbnet.net
Asset Quality Citizens State Bank
Hudson, WI
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1-Year Asset Growth 6.61%
5-Year Asset Growth 20.60%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.55%
Non-Performing Loans to Loans 0.32%
Balance Sheet Citizens State Bank
Hudson, WI
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Total Assets 470.44M
Total Deposits 403.65M
Capital and Reserves Citizens State Bank
Hudson, WI
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Capital 43.24M
Leverage Ratio 9.56
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Hudson, WI
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Hot Money Ratio 26.71%
Liquidity Ratio 14.78%
Profitability Citizens State Bank
Hudson, WI
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5-Year Return on Average Assets 1.04%
Net Income 3.57M
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 60.74%
Return on Assets 1.03%
Return on Equity 11.51%