C
Citizens State Bank
HudsonWI
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Hudson, WI
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Rating C
Asset Quality Index 6.10
Capitalization Index 7.70
Liquidity Index 0.40
Profitability Index 4.60
Stability Index 3.70
Company Info Citizens State Bank
Hudson, WI
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FDIC Number 6194
Phone Number (715) 386-9050
Website www.csbnet.net
Asset Quality Citizens State Bank
Hudson, WI
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1-Year Asset Growth 4.49%
5-Year Asset Growth 20.60%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 4.57%
Non-Performing Loans to Loans 0.57%
Balance Sheet Citizens State Bank
Hudson, WI
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Total Assets 463.31M
Total Deposits 397.93M
Capital and Reserves Citizens State Bank
Hudson, WI
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Capital 41.74M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Hudson, WI
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Hot Money Ratio 27.93%
Liquidity Ratio 13.96%
Profitability Citizens State Bank
Hudson, WI
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5-Year Return on Average Assets 1.04%
Net Income 2.18M
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 61.52%
Return on Assets 0.95%
Return on Equity 10.69%