C
Highland State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Highland State Bank
Highland, WI
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Rating C
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 4.60
Stability Index 6.40
Company Info Highland State Bank
Highland, WI
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FDIC Number 6198
Phone Number (608) 929-4515
Website highlandbank.net
Asset Quality Highland State Bank
Highland, WI
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1-Year Asset Growth 4.84%
5-Year Asset Growth 5.35%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Highland State Bank
Highland, WI
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Total Assets 43.90M
Total Deposits 38.02M
Capital and Reserves Highland State Bank
Highland, WI
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Capital 5.18M
Leverage Ratio 11.95
Loan Loss Reserves to Loans 2.06%
Risk-Based Capital Ratio --
Liquidity Highland State Bank
Highland, WI
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Hot Money Ratio 19.05%
Liquidity Ratio 51.89%
Profitability Highland State Bank
Highland, WI
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5-Year Return on Average Assets 0.88%
Net Income 375.00K
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 68.48%
Return on Assets 1.17%
Return on Equity 9.85%