C
Highland State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Highland State Bank
Highland, WI
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Rating C
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 4.80
Stability Index 5.90
Company Info Highland State Bank
Highland, WI
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FDIC Number 6198
Phone Number (608) 929-4515
Website highlandbank.net
Asset Quality Highland State Bank
Highland, WI
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1-Year Asset Growth 11.34%
5-Year Asset Growth 4.61%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 7.15%
Non-Performing Loans to Loans 2.16%
Balance Sheet Highland State Bank
Highland, WI
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Total Assets 48.22M
Total Deposits 42.24M
Capital and Reserves Highland State Bank
Highland, WI
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Capital 5.28M
Leverage Ratio 11.73
Loan Loss Reserves to Loans 2.01%
Risk-Based Capital Ratio --
Liquidity Highland State Bank
Highland, WI
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Hot Money Ratio 24.26%
Liquidity Ratio 55.82%
Profitability Highland State Bank
Highland, WI
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5-Year Return on Average Assets 0.88%
Net Income 484.00K
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 69.82%
Return on Assets 1.12%
Return on Equity 9.46%