| Weiss Ratings |
First National Bank of Orwell
Orwell, VT |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
First National Bank of Orwell
Orwell, VT |
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| FDIC Number | 6280 | |||
| Phone Number | (802) 948-2811 | |||
| Website | www.fnborwell.com | |||
| Asset Quality |
First National Bank of Orwell
Orwell, VT |
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| 1-Year Asset Growth | -0.05% | |||
| 5-Year Asset Growth | 0.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 1.47% | |||
| Non-Performing Loans to Capital | 8.82% | |||
| Non-Performing Loans to Loans | 1.38% | |||
| Balance Sheet |
First National Bank of Orwell
Orwell, VT |
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| Total Assets | 87.63M | |||
| Total Deposits | 76.91M | |||
| Capital and Reserves |
First National Bank of Orwell
Orwell, VT |
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| Capital | 10.15M | |||
| Leverage Ratio | 11.03 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Bank of Orwell
Orwell, VT |
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| Hot Money Ratio | 31.37% | |||
| Liquidity Ratio | 15.14% | |||
| Profitability |
First National Bank of Orwell
Orwell, VT |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 1.18M | |||
| Net Interest Spread | 4.65% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 59.12% | |||
| Return on Assets | 1.32% | |||
| Return on Equity | 11.76% | |||