C
First National Bank of Orwell
OrwellVT
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Orwell
Orwell, VT
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Rating C
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 7.60
Stability Index 3.70
Company Info First National Bank of Orwell
Orwell, VT
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FDIC Number 6280
Phone Number (802) 948-2811
Website www.fnborwell.com
Asset Quality First National Bank of Orwell
Orwell, VT
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1-Year Asset Growth 5.21%
5-Year Asset Growth 4.05%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.88%
Non-Performing Loans to Capital 12.79%
Non-Performing Loans to Loans 2.34%
Balance Sheet First National Bank of Orwell
Orwell, VT
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Total Assets 90.18M
Total Deposits 79.64M
Capital and Reserves First National Bank of Orwell
Orwell, VT
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Capital 10.28M
Leverage Ratio 11.46
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio --
Liquidity First National Bank of Orwell
Orwell, VT
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Hot Money Ratio 30.79%
Liquidity Ratio 20.13%
Profitability First National Bank of Orwell
Orwell, VT
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5-Year Return on Average Assets 1.29%
Net Income 933.00K
Net Interest Spread 4.57%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 58.60%
Return on Assets 1.40%
Return on Equity 12.46%