C
First National Bank of Orwell
OrwellVT
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Orwell
Orwell, VT
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Rating C
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 7.50
Stability Index 3.70
Company Info First National Bank of Orwell
Orwell, VT
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FDIC Number 6280
Phone Number (802) 948-2811
Website www.fnborwell.com
Asset Quality First National Bank of Orwell
Orwell, VT
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1-Year Asset Growth 8.00%
5-Year Asset Growth 4.05%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.94%
Non-Performing Loans to Capital 14.49%
Non-Performing Loans to Loans 2.33%
Balance Sheet First National Bank of Orwell
Orwell, VT
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Total Assets 87.77M
Total Deposits 77.26M
Capital and Reserves First National Bank of Orwell
Orwell, VT
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Capital 9.95M
Leverage Ratio 11.26
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio --
Liquidity First National Bank of Orwell
Orwell, VT
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Hot Money Ratio 31.63%
Liquidity Ratio 16.50%
Profitability First National Bank of Orwell
Orwell, VT
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5-Year Return on Average Assets 1.29%
Net Income 600.00K
Net Interest Spread 4.49%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 60.23%
Return on Assets 1.36%
Return on Equity 12.09%