B
First Hope Bank, A National Banking Association
Hope,  NJ
Rating Date
October 2025
Risk Based
Capital Ratio
15.44
Leverage
Ratio
9.53
Return On
Assets
0.67%
Total
Assets
677.11M
Capital
59.34M
Total
Deposits
608.32M
Net
Income
3.32M
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Weiss Ratings First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Rating B
Asset Quality Index 8.90
Capitalization Index 7.80
Liquidity Index 3.30
Profitability Index 3.80
Stability Index 5.30
Company Info First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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FDIC Number 6354
Phone Number (908) 459-4121
Website www.firsthope.bank
Asset Quality First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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1-Year Asset Growth 3.97%
5-Year Asset Growth 4.60%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.31%
Non-Performing Loans to Loans 0.10%
Balance Sheet First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Total Assets 677.11M
Total Deposits 608.32M
Capital and Reserves First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Capital 59.34M
Leverage Ratio 9.53
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 15.44
Liquidity First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Hot Money Ratio 6.02%
Liquidity Ratio 29.68%
Profitability First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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5-Year Return on Average Assets 0.43%
Net Income 3.32M
Net Interest Spread 3.79%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 79.13%
Return on Assets 0.67%
Return on Equity 7.99%