B
First Hope Bank, A National Banking Association
Hope,  NJ
Rating Date
August 2026
Risk Based
Capital Ratio
15.38
Leverage
Ratio
10.02
Return On
Assets
0.77%
Total
Assets
656.68M
Capital
61.82M
Total
Deposits
585.63M
Net
Income
2.59M
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Weiss Ratings First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.50
Liquidity Index 2.80
Profitability Index 3.90
Stability Index 6.00
Company Info First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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FDIC Number 6354
Phone Number (908) 459-4121
Website www.firsthope.bank
Asset Quality First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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1-Year Asset Growth 0.80%
5-Year Asset Growth 1.03%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.21%
Non-Performing Loans to Loans 0.07%
Balance Sheet First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Total Assets 656.68M
Total Deposits 585.63M
Capital and Reserves First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Capital 61.82M
Leverage Ratio 10.02
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 15.38
Liquidity First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Hot Money Ratio 6.83%
Liquidity Ratio 23.21%
Profitability First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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5-Year Return on Average Assets 0.48%
Net Income 2.59M
Net Interest Spread 4.05%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 78.32%
Return on Assets 0.77%
Return on Equity 8.46%