B
First Hope Bank, A National Banking Association
Hope,  NJ
Rating Date
March 2026
Risk Based
Capital Ratio
15.50
Leverage
Ratio
9.54
Return On
Assets
0.71%
Total
Assets
666.84M
Capital
60.65M
Total
Deposits
596.81M
Net
Income
4.74M
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Weiss Ratings First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 7.80
Liquidity Index 2.90
Profitability Index 4.10
Stability Index 5.50
Company Info First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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FDIC Number 6354
Phone Number (908) 459-4121
Website www.firsthope.bank
Asset Quality First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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1-Year Asset Growth 4.11%
5-Year Asset Growth 1.03%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.28%
Non-Performing Loans to Loans 0.09%
Balance Sheet First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Total Assets 666.84M
Total Deposits 596.81M
Capital and Reserves First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Capital 60.65M
Leverage Ratio 9.54
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 15.50
Liquidity First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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Hot Money Ratio 6.62%
Liquidity Ratio 25.05%
Profitability First Hope Bank, A National Banking Association
Hope, NJ 		Click to
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5-Year Return on Average Assets 0.43%
Net Income 4.74M
Net Interest Spread 3.84%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 78.34%
Return on Assets 0.71%
Return on Equity 8.39%