B
PNC Bank, National Association
Data as of
September 30, 2021
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
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Deposits
Net
Income
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10). Good current capitalization (6.1 on a scale of 0 to 10) based on a risk-based capital ratio of 13.1 and a capital leverage ratio of 8.1.
Other Rating Factors: Good liquidity 6.8, driven by a liquidity ratio of 41.0 percent and a “hot money” ratio of 0.9 percent. Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (5.5) profitability.
Asset Mix: Securities (24%), comm loans (20%), cash (16%), home mtgs (8%), consumer loans (6%), comm re (5%), home eq lns (3%), other (20%)
States with Branches: AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NJ, NM, NY, OH, PA, SC, TN, TX, VA, WI, WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
The PNC Financial Services Group, Inc.
Investment Rating
Address
222 Delaware Avenue
Wilmington, DE 19801
Phone Number
(302) 429-1361
Year Founded
1864
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings