PNC Bank, National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.7 on a scale of 0 to 10). Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 12.9 and a capital leverage ratio of 8.6.
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.1 has resulted in Fair (4.9) profitability. A current level of 7.3 percent of nonperforming loans to core capital combined with 6.4 percent from a year earlier contributes to the Fair asset quality (4.9).
Asset Mix:
Securities (23%), comm loans (23%), home mtgs (10%), cash (9%), consumer loans (5%), comm re (5%), home eq lns (4%), other (22%)
States with Branches:
AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NJ, NM, NY, OH, PA, SC, TN, TX, VA, WI, WV
Corporate Info
The PNC Financial Services Group, Inc.
One PNC Plaza
Pittsburgh, PA 15222
Pittsburgh, PA 15222
(302) 429-1361
1864
Largest Affiliates
No affiliate information available.