| Weiss Ratings |
First National Bank of Elmer
Elmer, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
First National Bank of Elmer
Elmer, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 6464 | |||
| Phone Number | (856) 358-8141 | |||
| Website | www.elmerbank.com | |||
| Asset Quality |
First National Bank of Elmer
Elmer, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.44% | |||
| 5-Year Asset Growth | 6.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 1.15% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
First National Bank of Elmer
Elmer, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 410.13M | |||
| Total Deposits | 369.27M | |||
| Capital and Reserves |
First National Bank of Elmer
Elmer, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 38.37M | |||
| Leverage Ratio | 9.61 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | 14.80 | |||
| Liquidity |
First National Bank of Elmer
Elmer, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 17.61% | |||
| Liquidity Ratio | 15.54% | |||
| Profitability |
First National Bank of Elmer
Elmer, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 2.70M | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 72.96% | |||
| Return on Assets | 0.90% | |||
| Return on Equity | 9.75% | |||