C
First National Bank of Elmer
Elmer,  NJ
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of Elmer
Elmer, NJ
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Rating C
Asset Quality Index 4.20
Capitalization Index 8.50
Liquidity Index 0.90
Profitability Index 2.60
Stability Index 6.00
Company Info First National Bank of Elmer
Elmer, NJ
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FDIC Number 6464
Phone Number (856) 358-8141
Website www.elmerbank.com
Asset Quality First National Bank of Elmer
Elmer, NJ
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1-Year Asset Growth 0.79%
5-Year Asset Growth 4.78%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 10.18%
Non-Performing Loans to Loans 0.92%
Balance Sheet First National Bank of Elmer
Elmer, NJ
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Total Assets 407.77M
Total Deposits 365.29M
Capital and Reserves First National Bank of Elmer
Elmer, NJ
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Capital 40.09M
Leverage Ratio 10.00
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 14.80
Liquidity First National Bank of Elmer
Elmer, NJ
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Hot Money Ratio 15.26%
Liquidity Ratio 11.95%
Profitability First National Bank of Elmer
Elmer, NJ
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5-Year Return on Average Assets 0.75%
Net Income 1.52M
Net Interest Spread 4.28%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 75.89%
Return on Assets 0.75%
Return on Equity 7.69%