C
The First National Bank of Blanchester
Rating Date
October 2025
Risk Based
Capital Ratio
23.52
Leverage
Ratio
10.28
Return On
Assets
0.95%
Total
Assets
78.04M
Capital
8.14M
Total
Deposits
69.47M
Net
Income
371.00K
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Weiss Ratings The First National Bank of Blanchester
Blanchester, OH 		Click to
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Rating C
Asset Quality Index 9.10
Capitalization Index 8.80
Liquidity Index 0.90
Profitability Index 4.70
Stability Index 4.30
Company Info The First National Bank of Blanchester
Blanchester, OH 		Click to
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FDIC Number 6530
Phone Number (937) 783-2451
Website www.fnbblanchester.com
Asset Quality The First National Bank of Blanchester
Blanchester, OH 		Click to
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1-Year Asset Growth 1.91%
5-Year Asset Growth 5.02%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.19%
Non-Performing Loans to Loans 0.03%
Balance Sheet The First National Bank of Blanchester
Blanchester, OH 		Click to
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Total Assets 78.04M
Total Deposits 69.47M
Capital and Reserves The First National Bank of Blanchester
Blanchester, OH 		Click to
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Capital 8.14M
Leverage Ratio 10.28
Loan Loss Reserves to Loans 0.66%
Risk-Based Capital Ratio 23.52
Liquidity The First National Bank of Blanchester
Blanchester, OH 		Click to
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Hot Money Ratio 7.02%
Liquidity Ratio 21.48%
Profitability The First National Bank of Blanchester
Blanchester, OH 		Click to
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5-Year Return on Average Assets 0.78%
Net Income 371.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 70.69%
Return on Assets 0.95%
Return on Equity 9.15%