C
The First National Bank of Blanchester
Rating Date
October 2025
Risk Based
Capital Ratio
22.04
Leverage
Ratio
10.08
Return On
Assets
1.05%
Total
Assets
81.27M
Capital
8.03M
Total
Deposits
72.82M
Net
Income
619.00K
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Weiss Ratings The First National Bank of Blanchester
Blanchester, OH 		Click to
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Rating C
Asset Quality Index 9.10
Capitalization Index 8.60
Liquidity Index 1.40
Profitability Index 5.00
Stability Index 5.00
Company Info The First National Bank of Blanchester
Blanchester, OH 		Click to
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FDIC Number 6530
Phone Number (937) 783-2451
Website www.fnbblanchester.com
Asset Quality The First National Bank of Blanchester
Blanchester, OH 		Click to
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1-Year Asset Growth 6.29%
5-Year Asset Growth 5.02%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 0.19%
Non-Performing Loans to Loans 0.30%
Balance Sheet The First National Bank of Blanchester
Blanchester, OH 		Click to
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Total Assets 81.27M
Total Deposits 72.82M
Capital and Reserves The First National Bank of Blanchester
Blanchester, OH 		Click to
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Capital 8.03M
Leverage Ratio 10.08
Loan Loss Reserves to Loans 0.63%
Risk-Based Capital Ratio 22.04
Liquidity The First National Bank of Blanchester
Blanchester, OH 		Click to
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Hot Money Ratio 6.63%
Liquidity Ratio 22.27%
Profitability The First National Bank of Blanchester
Blanchester, OH 		Click to
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5-Year Return on Average Assets 0.78%
Net Income 619.00K
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 68.36%
Return on Assets 1.05%
Return on Equity 10.19%