C
The First National Bank of Blanchester
Rating Date
August 2026
Risk Based
Capital Ratio
22.84
Leverage
Ratio
10.62
Return On
Assets
1.23%
Total
Assets
77.67M
Capital
8.34M
Total
Deposits
68.86M
Net
Income
481.00K
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Weiss Ratings The First National Bank of Blanchester
Blanchester, OH 		Click to
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Rating C
Asset Quality Index 8.90
Capitalization Index 9.40
Liquidity Index 1.10
Profitability Index 5.40
Stability Index 4.30
Company Info The First National Bank of Blanchester
Blanchester, OH 		Click to
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FDIC Number 6530
Phone Number (937) 783-2451
Website www.fnbblanchester.com
Asset Quality The First National Bank of Blanchester
Blanchester, OH 		Click to
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1-Year Asset Growth -0.47%
5-Year Asset Growth 2.88%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 0.39%
Balance Sheet The First National Bank of Blanchester
Blanchester, OH 		Click to
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Total Assets 77.67M
Total Deposits 68.86M
Capital and Reserves The First National Bank of Blanchester
Blanchester, OH 		Click to
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Capital 8.34M
Leverage Ratio 10.62
Loan Loss Reserves to Loans 0.58%
Risk-Based Capital Ratio 22.84
Liquidity The First National Bank of Blanchester
Blanchester, OH 		Click to
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Hot Money Ratio 6.98%
Liquidity Ratio 17.80%
Profitability The First National Bank of Blanchester
Blanchester, OH 		Click to
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5-Year Return on Average Assets 0.83%
Net Income 481.00K
Net Interest Spread 4.14%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 65.71%
Return on Assets 1.23%
Return on Equity 11.65%