| Weiss Ratings |
Merchants National Bank
Hillsboro, OH |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 8.20 | |||
| Company Info |
Merchants National Bank
Hillsboro, OH |
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| FDIC Number | 6605 | |||
| Phone Number | (937) 393-1993 | |||
| Website | www.merchantsnat.com | |||
| Asset Quality |
Merchants National Bank
Hillsboro, OH |
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| 1-Year Asset Growth | -4.88% | |||
| 5-Year Asset Growth | 4.40% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 4.04% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Merchants National Bank
Hillsboro, OH |
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| Total Assets | 1.27B | |||
| Total Deposits | 1.11B | |||
| Capital and Reserves |
Merchants National Bank
Hillsboro, OH |
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| Capital | 121.27M | |||
| Leverage Ratio | 8.91 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | 13.20 | |||
| Liquidity |
Merchants National Bank
Hillsboro, OH |
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| Hot Money Ratio | 13.67% | |||
| Liquidity Ratio | 9.73% | |||
| Profitability |
Merchants National Bank
Hillsboro, OH |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 7.68M | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 1.46% | |||
| Overhead Efficiency Ratio | 62.57% | |||
| Return on Assets | 1.17% | |||
| Return on Equity | 12.60% | |||