| Weiss Ratings |
Merchants National Bank
Hillsboro, OH |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 7.80 | |||
| Company Info |
Merchants National Bank
Hillsboro, OH |
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| FDIC Number | 6605 | |||
| Phone Number | (937) 393-1993 | |||
| Website | www.merchantsnat.com | |||
| Asset Quality |
Merchants National Bank
Hillsboro, OH |
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| 1-Year Asset Growth | 0.38% | |||
| 5-Year Asset Growth | 4.40% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 3.81% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
Merchants National Bank
Hillsboro, OH |
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| Total Assets | 1.32B | |||
| Total Deposits | 1.13B | |||
| Capital and Reserves |
Merchants National Bank
Hillsboro, OH |
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| Capital | 120.16M | |||
| Leverage Ratio | 8.43 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 12.98 | |||
| Liquidity |
Merchants National Bank
Hillsboro, OH |
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| Hot Money Ratio | 13.28% | |||
| Liquidity Ratio | 11.64% | |||
| Profitability |
Merchants National Bank
Hillsboro, OH |
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| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 14.38M | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 63.40% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 12.16% | |||