B
Vinton County National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vinton County National Bank
McArthur, OH
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Rating B
Asset Quality Index 7.30
Capitalization Index 8.20
Liquidity Index 2.20
Profitability Index 4.40
Stability Index 8.40
Company Info Vinton County National Bank
McArthur, OH
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FDIC Number 6636
Phone Number (740) 596-2525
Website www.vcnbfamily.bank
Asset Quality Vinton County National Bank
McArthur, OH
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1-Year Asset Growth 4.96%
5-Year Asset Growth 9.31%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.41%
Non-Performing Loans to Loans 0.27%
Balance Sheet Vinton County National Bank
McArthur, OH
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Total Assets 1.55B
Total Deposits 1.37B
Capital and Reserves Vinton County National Bank
McArthur, OH
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Capital 155.13M
Leverage Ratio 10.19
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio --
Liquidity Vinton County National Bank
McArthur, OH
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Hot Money Ratio 20.77%
Liquidity Ratio 14.83%
Profitability Vinton County National Bank
McArthur, OH
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5-Year Return on Average Assets 0.89%
Net Income 10.92M
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 63.79%
Return on Assets 0.95%
Return on Equity 9.84%