C
The First National Bank of McConnelsville
Rating Date
March 2026
Risk Based
Capital Ratio
20.66
Leverage
Ratio
8.17
Return On
Assets
1.01%
Total
Assets
202.83M
Capital
21.68M
Total
Deposits
179.77M
Net
Income
2.03M
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Weiss Ratings The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Rating C
Asset Quality Index 5.90
Capitalization Index 6.20
Liquidity Index 3.50
Profitability Index 4.80
Stability Index 6.30
Company Info The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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FDIC Number 6637
Phone Number (740) 962-3911
Website www.first-national.com
Asset Quality The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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1-Year Asset Growth 5.03%
5-Year Asset Growth 0.93%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 4.46%
Non-Performing Loans to Loans 0.52%
Balance Sheet The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Total Assets 202.83M
Total Deposits 179.77M
Capital and Reserves The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Capital 21.68M
Leverage Ratio 8.17
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 20.66
Liquidity The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Hot Money Ratio 4.28%
Liquidity Ratio 19.73%
Profitability The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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5-Year Return on Average Assets 0.66%
Net Income 2.03M
Net Interest Spread 3.80%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 67.84%
Return on Assets 1.01%
Return on Equity 9.94%