C
The First National Bank of McConnelsville
Rating Date
October 2025
Risk Based
Capital Ratio
20.06
Leverage
Ratio
8.14
Return On
Assets
0.95%
Total
Assets
200.28M
Capital
21.28M
Total
Deposits
177.59M
Net
Income
1.43M
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Weiss Ratings The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Rating C
Asset Quality Index 5.70
Capitalization Index 6.10
Liquidity Index 3.60
Profitability Index 4.60
Stability Index 6.20
Company Info The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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FDIC Number 6637
Phone Number (740) 962-3911
Website www.first-national.com
Asset Quality The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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1-Year Asset Growth 6.00%
5-Year Asset Growth 5.62%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 5.09%
Non-Performing Loans to Loans 0.61%
Balance Sheet The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Total Assets 200.28M
Total Deposits 177.59M
Capital and Reserves The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Capital 21.28M
Leverage Ratio 8.14
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 20.06
Liquidity The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Hot Money Ratio 4.22%
Liquidity Ratio 22.86%
Profitability The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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5-Year Return on Average Assets 0.66%
Net Income 1.43M
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 68.88%
Return on Assets 0.95%
Return on Equity 9.48%