C
The First National Bank of McConnelsville
Rating Date
August 2026
Risk Based
Capital Ratio
21.24
Leverage
Ratio
8.61
Return On
Assets
1.20%
Total
Assets
200.19M
Capital
22.08M
Total
Deposits
176.85M
Net
Income
1.22M
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Weiss Ratings The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Rating C
Asset Quality Index 5.40
Capitalization Index 6.60
Liquidity Index 3.50
Profitability Index 5.50
Stability Index 6.50
Company Info The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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FDIC Number 6637
Phone Number (740) 962-3911
Website www.first-national.com
Asset Quality The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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1-Year Asset Growth -0.48%
5-Year Asset Growth 0.93%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 5.32%
Non-Performing Loans to Loans 0.62%
Balance Sheet The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Total Assets 200.19M
Total Deposits 176.85M
Capital and Reserves The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Capital 22.08M
Leverage Ratio 8.61
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 21.24
Liquidity The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Hot Money Ratio 4.44%
Liquidity Ratio 23.19%
Profitability The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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5-Year Return on Average Assets 0.77%
Net Income 1.22M
Net Interest Spread 4.15%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 65.17%
Return on Assets 1.20%
Return on Equity 11.12%