C
The First National Bank of McConnelsville
Rating Date
June 2025
Risk Based
Capital Ratio
19.55
Leverage
Ratio
7.98
Return On
Assets
0.86%
Total
Assets
197.21M
Capital
19.89M
Total
Deposits
176.21M
Net
Income
423.00K
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Weiss Ratings The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Rating C
Asset Quality Index 6.60
Capitalization Index 6.00
Liquidity Index 3.60
Profitability Index 4.50
Stability Index 6.00
Company Info The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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FDIC Number 6637
Phone Number (740) 962-3911
Website www.first-national.com
Asset Quality The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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1-Year Asset Growth 2.59%
5-Year Asset Growth 5.62%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 2.26%
Non-Performing Loans to Loans 0.32%
Balance Sheet The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Total Assets 197.21M
Total Deposits 176.21M
Capital and Reserves The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Capital 19.89M
Leverage Ratio 7.98
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 19.55
Liquidity The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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Hot Money Ratio 4.44%
Liquidity Ratio 23.10%
Profitability The First National Bank of McConnelsville
McConnelsville, OH 		Click to
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5-Year Return on Average Assets 0.66%
Net Income 423.00K
Net Interest Spread 3.60%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 72.10%
Return on Assets 0.86%
Return on Equity 8.71%