C
The Citizens National Bank of McConnelsville
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.24
Return On
Assets
0.91%
Total
Assets
102.12M
Capital
11.52M
Total
Deposits
85.21M
Net
Income
483.00K
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Weiss Ratings The Citizens National Bank of McConnelsville
McConnelsville, OH 		Click to
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Rating C
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 2.00
Stability Index 5.90
Company Info The Citizens National Bank of McConnelsville
McConnelsville, OH 		Click to
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FDIC Number 6638
Phone Number (740) 962-4565
Website www.cnb-online.net
Asset Quality The Citizens National Bank of McConnelsville
McConnelsville, OH 		Click to
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1-Year Asset Growth -8.24%
5-Year Asset Growth 1.14%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 8.72%
Non-Performing Loans to Loans 1.38%
Balance Sheet The Citizens National Bank of McConnelsville
McConnelsville, OH 		Click to
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Total Assets 102.12M
Total Deposits 85.21M
Capital and Reserves The Citizens National Bank of McConnelsville
McConnelsville, OH 		Click to
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Capital 11.52M
Leverage Ratio 12.24
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity The Citizens National Bank of McConnelsville
McConnelsville, OH 		Click to
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Hot Money Ratio 12.25%
Liquidity Ratio 6.70%
Profitability The Citizens National Bank of McConnelsville
McConnelsville, OH 		Click to
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5-Year Return on Average Assets 0.43%
Net Income 483.00K
Net Interest Spread 4.36%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 73.83%
Return on Assets 0.91%
Return on Equity 8.48%