| Weiss Ratings |
1st National Bank
Lebanon, OH |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 3.90 | |||
| Company Info |
1st National Bank
Lebanon, OH |
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| FDIC Number | 6646 | |||
| Phone Number | (513) 932-3221 | |||
| Website | www.bankwith1st.com/ | |||
| Asset Quality |
1st National Bank
Lebanon, OH |
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| 1-Year Asset Growth | -7.02% | |||
| 5-Year Asset Growth | 7.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 2.03% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
1st National Bank
Lebanon, OH |
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| Total Assets | 266.87M | |||
| Total Deposits | 225.41M | |||
| Capital and Reserves |
1st National Bank
Lebanon, OH |
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| Capital | 21.37M | |||
| Leverage Ratio | 8.87 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 14.18 | |||
| Liquidity |
1st National Bank
Lebanon, OH |
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| Hot Money Ratio | 21.81% | |||
| Liquidity Ratio | 18.59% | |||
| Profitability |
1st National Bank
Lebanon, OH |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 842.00K | |||
| Net Interest Spread | 2.87% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 85.54% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 8.05% | |||