| Weiss Ratings |
1st National Bank
Lebanon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 4.00 | |||
| Company Info |
1st National Bank
Lebanon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 6646 | |||
| Phone Number | (513) 932-3221 | |||
| Website | www.bankwith1st.com/ | |||
| Asset Quality |
1st National Bank
Lebanon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -11.72% | |||
| 5-Year Asset Growth | 7.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.84% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
1st National Bank
Lebanon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 258.80M | |||
| Total Deposits | 226.86M | |||
| Capital and Reserves |
1st National Bank
Lebanon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 22.19M | |||
| Leverage Ratio | 9.24 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 14.74 | |||
| Liquidity |
1st National Bank
Lebanon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.11% | |||
| Liquidity Ratio | 17.86% | |||
| Profitability |
1st National Bank
Lebanon, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 1.31M | |||
| Net Interest Spread | 2.92% | |||
| Operating Profit to Average Assets | 0.66% | |||
| Overhead Efficiency Ratio | 85.01% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 8.26% | |||