C
Peoples State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
13.91
Leverage
Ratio
7.63
Return On
Assets
0.67%
Total
Assets
270.78M
Capital
20.31M
Total
Deposits
248.90M
Net
Income
460.00K
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Weiss Ratings Peoples State Bank
New Lexington, OH 		Click to
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Rating C
Asset Quality Index 6.10
Capitalization Index 5.60
Liquidity Index 2.30
Profitability Index 3.40
Stability Index 3.10
Company Info Peoples State Bank
New Lexington, OH 		Click to
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FDIC Number 6659
Phone Number (740) 342-5111
Website www.psbohio.com
Asset Quality Peoples State Bank
New Lexington, OH 		Click to
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1-Year Asset Growth 24.36%
5-Year Asset Growth 19.15%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 4.09%
Non-Performing Loans to Loans 0.22%
Balance Sheet Peoples State Bank
New Lexington, OH 		Click to
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Total Assets 270.78M
Total Deposits 248.90M
Capital and Reserves Peoples State Bank
New Lexington, OH 		Click to
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Capital 20.31M
Leverage Ratio 7.63
Loan Loss Reserves to Loans 0.70%
Risk-Based Capital Ratio 13.91
Liquidity Peoples State Bank
New Lexington, OH 		Click to
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Hot Money Ratio 13.88%
Liquidity Ratio 10.00%
Profitability Peoples State Bank
New Lexington, OH 		Click to
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5-Year Return on Average Assets 0.50%
Net Income 460.00K
Net Interest Spread 3.56%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 77.30%
Return on Assets 0.67%
Return on Equity 9.28%