C
Peoples State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples State Bank
New Lexington, OH
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Rating C
Asset Quality Index 6.60
Capitalization Index 6.30
Liquidity Index 1.00
Profitability Index 4.50
Stability Index 3.50
Company Info Peoples State Bank
New Lexington, OH
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FDIC Number 6659
Phone Number (740) 342-5111
Website www.psbohio.com
Asset Quality Peoples State Bank
New Lexington, OH
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1-Year Asset Growth 3.81%
5-Year Asset Growth 13.16%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 5.36%
Non-Performing Loans to Loans 0.56%
Balance Sheet Peoples State Bank
New Lexington, OH
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Total Assets 286.47M
Total Deposits 256.79M
Capital and Reserves Peoples State Bank
New Lexington, OH
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Capital 24.07M
Leverage Ratio 8.32
Loan Loss Reserves to Loans 0.65%
Risk-Based Capital Ratio 13.77
Liquidity Peoples State Bank
New Lexington, OH
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Hot Money Ratio 16.27%
Liquidity Ratio 7.07%
Profitability Peoples State Bank
New Lexington, OH
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5-Year Return on Average Assets 0.57%
Net Income 1.44M
Net Interest Spread 4.32%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 69.89%
Return on Assets 0.99%
Return on Equity 12.18%