| Weiss Ratings |
Somerville Bank
Eaton, OH |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 4.50 | |||
| Company Info |
Somerville Bank
Eaton, OH |
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| FDIC Number | 6700 | |||
| Phone Number | (513) 726-6471 | |||
| Website | somervillebank.net | |||
| Asset Quality |
Somerville Bank
Eaton, OH |
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| 1-Year Asset Growth | 6.42% | |||
| 5-Year Asset Growth | 6.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 12.24% | |||
| Non-Performing Loans to Loans | 0.86% | |||
| Balance Sheet |
Somerville Bank
Eaton, OH |
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| Total Assets | 280.41M | |||
| Total Deposits | 252.26M | |||
| Capital and Reserves |
Somerville Bank
Eaton, OH |
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| Capital | 20.71M | |||
| Leverage Ratio | 9.63 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Somerville Bank
Eaton, OH |
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| Hot Money Ratio | 30.90% | |||
| Liquidity Ratio | 18.22% | |||
| Profitability |
Somerville Bank
Eaton, OH |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 1.14M | |||
| Net Interest Spread | 3.13% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 80.30% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 7.90% | |||