| Weiss Ratings |
The First National Bank of Waverly
Waverly, OH |
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| Rating | ||||
| Asset Quality Index | 3.50 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 3.90 | |||
| Company Info |
The First National Bank of Waverly
Waverly, OH |
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| FDIC Number | 6725 | |||
| Phone Number | (740) 947-2136 | |||
| Website | www.thefirstnational.com/ | |||
| Asset Quality |
The First National Bank of Waverly
Waverly, OH |
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| 1-Year Asset Growth | -6.47% | |||
| 5-Year Asset Growth | 2.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.68% | |||
| Non-Performing Loans to Capital | 18.20% | |||
| Non-Performing Loans to Loans | 3.37% | |||
| Balance Sheet |
The First National Bank of Waverly
Waverly, OH |
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| Total Assets | 196.21M | |||
| Total Deposits | 172.58M | |||
| Capital and Reserves |
The First National Bank of Waverly
Waverly, OH |
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| Capital | 18.72M | |||
| Leverage Ratio | 9.22 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Risk-Based Capital Ratio | 22.73 | |||
| Liquidity |
The First National Bank of Waverly
Waverly, OH |
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| Hot Money Ratio | 13.48% | |||
| Liquidity Ratio | 17.00% | |||
| Profitability |
The First National Bank of Waverly
Waverly, OH |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | 736.00K | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 74.76% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 7.98% | |||