| Weiss Ratings |
The First National Bank of Waverly
Waverly, OH |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 2.50 | |||
| Company Info |
The First National Bank of Waverly
Waverly, OH |
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| FDIC Number | 6725 | |||
| Phone Number | (740) 947-2136 | |||
| Website | www.thefirstnational.com/ | |||
| Asset Quality |
The First National Bank of Waverly
Waverly, OH |
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| 1-Year Asset Growth | -11.44% | |||
| 5-Year Asset Growth | 9.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | -0.21% | |||
| Non-Performing Assets to Assets | 1.22% | |||
| Non-Performing Loans to Capital | 14.49% | |||
| Non-Performing Loans to Loans | 2.74% | |||
| Balance Sheet |
The First National Bank of Waverly
Waverly, OH |
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| Total Assets | 212.75M | |||
| Total Deposits | 189.55M | |||
| Capital and Reserves |
The First National Bank of Waverly
Waverly, OH |
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| Capital | 18.19M | |||
| Leverage Ratio | 8.44 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Risk-Based Capital Ratio | 20.89 | |||
| Liquidity |
The First National Bank of Waverly
Waverly, OH |
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| Hot Money Ratio | 10.48% | |||
| Liquidity Ratio | 21.91% | |||
| Profitability |
The First National Bank of Waverly
Waverly, OH |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 352.00K | |||
| Net Interest Spread | 2.18% | |||
| Operating Profit to Average Assets | 0.22% | |||
| Overhead Efficiency Ratio | 92.88% | |||
| Return on Assets | 0.22% | |||
| Return on Equity | 2.62% | |||