| Weiss Ratings |
The First National Bank of Waverly
Waverly, OH |
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| Rating | ||||
| Asset Quality Index | 3.80 | |||
| Capitalization Index | 5.30 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 2.40 | |||
| Company Info |
The First National Bank of Waverly
Waverly, OH |
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| FDIC Number | 6725 | |||
| Phone Number | (740) 947-2136 | |||
| Website | www.thefirstnational.com/ | |||
| Asset Quality |
The First National Bank of Waverly
Waverly, OH |
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| 1-Year Asset Growth | -6.60% | |||
| 5-Year Asset Growth | 9.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.52% | |||
| Non-Performing Loans to Capital | 16.12% | |||
| Non-Performing Loans to Loans | 3.22% | |||
| Balance Sheet |
The First National Bank of Waverly
Waverly, OH |
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| Total Assets | 218.55M | |||
| Total Deposits | 195.51M | |||
| Capital and Reserves |
The First National Bank of Waverly
Waverly, OH |
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| Capital | 17.85M | |||
| Leverage Ratio | 8.08 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Risk-Based Capital Ratio | 18.83 | |||
| Liquidity |
The First National Bank of Waverly
Waverly, OH |
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| Hot Money Ratio | 12.42% | |||
| Liquidity Ratio | 19.41% | |||
| Profitability |
The First National Bank of Waverly
Waverly, OH |
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| 5-Year Return on Average Assets | 0.35% | |||
| Net Income | 12.00K | |||
| Net Interest Spread | 2.05% | |||
| Operating Profit to Average Assets | -0.02% | |||
| Overhead Efficiency Ratio | 100.70% | |||
| Return on Assets | 0.02% | |||
| Return on Equity | 0.27% | |||