C
The National Bank of Adams County of West Union
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.30
Return On
Assets
2.18%
Total
Assets
108.35M
Capital
12.37M
Total
Deposits
95.60M
Net
Income
596.00K
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Weiss Ratings The National Bank of Adams County of West Union
West Union, OH 		Click to
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Rating C
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 1.10
Profitability Index 9.10
Stability Index 4.30
Company Info The National Bank of Adams County of West Union
West Union, OH 		Click to
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FDIC Number 6728
Phone Number (937) 544-2361
Website www.nbaconline.com
Asset Quality The National Bank of Adams County of West Union
West Union, OH 		Click to
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1-Year Asset Growth 0.75%
5-Year Asset Growth 6.06%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 6.30%
Non-Performing Loans to Loans 0.69%
Balance Sheet The National Bank of Adams County of West Union
West Union, OH 		Click to
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Total Assets 108.35M
Total Deposits 95.60M
Capital and Reserves The National Bank of Adams County of West Union
West Union, OH 		Click to
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Capital 12.37M
Leverage Ratio 11.30
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio --
Liquidity The National Bank of Adams County of West Union
West Union, OH 		Click to
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Hot Money Ratio 13.22%
Liquidity Ratio 31.73%
Profitability The National Bank of Adams County of West Union
West Union, OH 		Click to
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5-Year Return on Average Assets 1.43%
Net Income 596.00K
Net Interest Spread 4.08%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 47.30%
Return on Assets 2.18%
Return on Equity 19.75%