C
The National Bank of Adams County of West Union
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.63
Return On
Assets
2.31%
Total
Assets
110.33M
Capital
11.77M
Total
Deposits
98.17M
Net
Income
2.53M
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Weiss Ratings The National Bank of Adams County of West Union
West Union, OH 		Click to
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Rating C
Asset Quality Index 5.40
Capitalization Index 9.50
Liquidity Index 1.60
Profitability Index 8.80
Stability Index 5.00
Company Info The National Bank of Adams County of West Union
West Union, OH 		Click to
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FDIC Number 6728
Phone Number (937) 544-2361
Website www.nbaconline.com
Asset Quality The National Bank of Adams County of West Union
West Union, OH 		Click to
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1-Year Asset Growth 0.66%
5-Year Asset Growth 6.06%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 5.82%
Non-Performing Loans to Loans 0.71%
Balance Sheet The National Bank of Adams County of West Union
West Union, OH 		Click to
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Total Assets 110.33M
Total Deposits 98.17M
Capital and Reserves The National Bank of Adams County of West Union
West Union, OH 		Click to
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Capital 11.77M
Leverage Ratio 10.63
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio --
Liquidity The National Bank of Adams County of West Union
West Union, OH 		Click to
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Hot Money Ratio 12.86%
Liquidity Ratio 34.55%
Profitability The National Bank of Adams County of West Union
West Union, OH 		Click to
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5-Year Return on Average Assets 1.29%
Net Income 2.53M
Net Interest Spread 4.18%
Operating Profit to Average Assets 2.31%
Overhead Efficiency Ratio 43.84%
Return on Assets 2.31%
Return on Equity 21.81%