C
The Citizens National Bank of Woodsfield
Rating Date
October 2025
Risk Based
Capital Ratio
24.67
Leverage
Ratio
8.91
Return On
Assets
0.76%
Total
Assets
144.73M
Capital
10.96M
Total
Deposits
133.51M
Net
Income
844.00K
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Weiss Ratings The Citizens National Bank of Woodsfield
Woodsfield, OH 		Click to
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Rating C
Asset Quality Index 8.90
Capitalization Index 6.90
Liquidity Index 5.10
Profitability Index 3.90
Stability Index 2.80
Company Info The Citizens National Bank of Woodsfield
Woodsfield, OH 		Click to
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FDIC Number 6732
Phone Number (740) 472-1696
Website www.cnbwoodsfield.com
Asset Quality The Citizens National Bank of Woodsfield
Woodsfield, OH 		Click to
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1-Year Asset Growth 1.11%
5-Year Asset Growth 0.17%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.98%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Citizens National Bank of Woodsfield
Woodsfield, OH 		Click to
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Total Assets 144.73M
Total Deposits 133.51M
Capital and Reserves The Citizens National Bank of Woodsfield
Woodsfield, OH 		Click to
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Capital 10.96M
Leverage Ratio 8.91
Loan Loss Reserves to Loans 0.67%
Risk-Based Capital Ratio 24.67
Liquidity The Citizens National Bank of Woodsfield
Woodsfield, OH 		Click to
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Hot Money Ratio 2.27%
Liquidity Ratio 50.30%
Profitability The Citizens National Bank of Woodsfield
Woodsfield, OH 		Click to
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5-Year Return on Average Assets 0.54%
Net Income 844.00K
Net Interest Spread 3.01%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 67.76%
Return on Assets 0.76%
Return on Equity 11.60%