C
The Fayette County National Bank of Fayetteville
Rating Date
October 2025
Risk Based
Capital Ratio
22.34
Leverage
Ratio
9.47
Return On
Assets
0.54%
Total
Assets
150.97M
Capital
10.85M
Total
Deposits
135.43M
Net
Income
606.00K
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Weiss Ratings The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Rating C
Asset Quality Index 9.40
Capitalization Index 7.70
Liquidity Index 3.90
Profitability Index 2.90
Stability Index 4.10
Company Info The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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FDIC Number 6762
Phone Number (304) 574-1212
Website www.fcnbonline.com
Asset Quality The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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1-Year Asset Growth 2.58%
5-Year Asset Growth 11.05%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 1.35%
Non-Performing Loans to Loans 0.06%
Balance Sheet The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Total Assets 150.97M
Total Deposits 135.43M
Capital and Reserves The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Capital 10.85M
Leverage Ratio 9.47
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio 22.34
Liquidity The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Hot Money Ratio 10.31%
Liquidity Ratio 14.86%
Profitability The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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5-Year Return on Average Assets 0.75%
Net Income 606.00K
Net Interest Spread 2.65%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 77.38%
Return on Assets 0.54%
Return on Equity 8.36%