C
The Fayette County National Bank of Fayetteville
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.05
Return On
Assets
0.84%
Total
Assets
158.07M
Capital
11.10M
Total
Deposits
134.75M
Net
Income
667.00K
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Weiss Ratings The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 7.10
Liquidity Index 4.10
Profitability Index 3.90
Stability Index 3.40
Company Info The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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FDIC Number 6762
Phone Number (304) 574-1212
Website www.fcnbonline.com
Asset Quality The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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1-Year Asset Growth 5.71%
5-Year Asset Growth 9.10%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.37%
Non-Performing Loans to Loans 0.04%
Balance Sheet The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Total Assets 158.07M
Total Deposits 134.75M
Capital and Reserves The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Capital 11.10M
Leverage Ratio 9.05
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Hot Money Ratio 10.86%
Liquidity Ratio 16.44%
Profitability The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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5-Year Return on Average Assets 0.66%
Net Income 667.00K
Net Interest Spread 2.87%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 66.08%
Return on Assets 0.84%
Return on Equity 12.03%