C
The Fayette County National Bank of Fayetteville
Rating Date
March 2026
Risk Based
Capital Ratio
22.53
Leverage
Ratio
9.23
Return On
Assets
0.55%
Total
Assets
154.55M
Capital
10.99M
Total
Deposits
132.34M
Net
Income
821.00K
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Weiss Ratings The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Rating C
Asset Quality Index 8.10
Capitalization Index 7.40
Liquidity Index 4.20
Profitability Index 3.20
Stability Index 3.20
Company Info The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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FDIC Number 6762
Phone Number (304) 574-1212
Website www.fcnbonline.com
Asset Quality The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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1-Year Asset Growth 8.41%
5-Year Asset Growth 9.10%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 4.80%
Non-Performing Loans to Loans 0.05%
Balance Sheet The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Total Assets 154.55M
Total Deposits 132.34M
Capital and Reserves The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Capital 10.99M
Leverage Ratio 9.23
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 22.53
Liquidity The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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Hot Money Ratio 10.89%
Liquidity Ratio 16.73%
Profitability The Fayette County National Bank of Fayetteville
Fayetteville, WV 		Click to
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5-Year Return on Average Assets 0.75%
Net Income 821.00K
Net Interest Spread 2.69%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 76.32%
Return on Assets 0.55%
Return on Equity 8.23%