| Weiss Ratings |
Mountain Valley Bank, N.A.
Elkins, WV |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Mountain Valley Bank, N.A.
Elkins, WV |
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| FDIC Number | 6786 | |||
| Phone Number | (304) 637-2265 | |||
| Website | www.mountainvalleybank.com | |||
| Asset Quality |
Mountain Valley Bank, N.A.
Elkins, WV |
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| 1-Year Asset Growth | 1.47% | |||
| 5-Year Asset Growth | 3.11% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 1.25% | |||
| Non-Performing Loans to Capital | 4.46% | |||
| Non-Performing Loans to Loans | 1.73% | |||
| Balance Sheet |
Mountain Valley Bank, N.A.
Elkins, WV |
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| Total Assets | 201.90M | |||
| Total Deposits | 175.08M | |||
| Capital and Reserves |
Mountain Valley Bank, N.A.
Elkins, WV |
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| Capital | 25.99M | |||
| Leverage Ratio | 13.65 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Mountain Valley Bank, N.A.
Elkins, WV |
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| Hot Money Ratio | 14.69% | |||
| Liquidity Ratio | 26.40% | |||
| Profitability |
Mountain Valley Bank, N.A.
Elkins, WV |
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| 5-Year Return on Average Assets | 0.99% | |||
| Net Income | 1.42M | |||
| Net Interest Spread | 4.42% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 61.82% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 11.18% | |||