| Weiss Ratings |
Mountain Valley Bank, N.A.
Elkins, WV |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
Mountain Valley Bank, N.A.
Elkins, WV |
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| FDIC Number | 6786 | |||
| Phone Number | (304) 637-2265 | |||
| Website | www.mountainvalleybank.com | |||
| Asset Quality |
Mountain Valley Bank, N.A.
Elkins, WV |
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| 1-Year Asset Growth | 1.63% | |||
| 5-Year Asset Growth | 3.11% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.38% | |||
| Non-Performing Loans to Capital | 5.33% | |||
| Non-Performing Loans to Loans | 1.99% | |||
| Balance Sheet |
Mountain Valley Bank, N.A.
Elkins, WV |
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| Total Assets | 199.01M | |||
| Total Deposits | 173.32M | |||
| Capital and Reserves |
Mountain Valley Bank, N.A.
Elkins, WV |
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| Capital | 24.81M | |||
| Leverage Ratio | 13.14 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Mountain Valley Bank, N.A.
Elkins, WV |
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| Hot Money Ratio | 13.48% | |||
| Liquidity Ratio | 29.14% | |||
| Profitability |
Mountain Valley Bank, N.A.
Elkins, WV |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 3.02M | |||
| Net Interest Spread | 4.33% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 58.65% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 12.56% | |||