B
The First National Bank of Peterstown
Rating Date
June 2025
Risk Based
Capital Ratio
28.38
Leverage
Ratio
12.84
Return On
Assets
1.11%
Total
Assets
86.38M
Capital
9.67M
Total
Deposits
76.60M
Net
Income
243.00K
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Weiss Ratings The First National Bank of Peterstown
Peterstown, WV 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 4.50
Stability Index 6.60
Company Info The First National Bank of Peterstown
Peterstown, WV 		Click to
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FDIC Number 6787
Phone Number (304) 753-4321
Website www.fnbpeterstown.com
Asset Quality The First National Bank of Peterstown
Peterstown, WV 		Click to
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1-Year Asset Growth 0.68%
5-Year Asset Growth 4.46%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.81%
Non-Performing Loans to Loans 0.88%
Balance Sheet The First National Bank of Peterstown
Peterstown, WV 		Click to
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Total Assets 86.38M
Total Deposits 76.60M
Capital and Reserves The First National Bank of Peterstown
Peterstown, WV 		Click to
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Capital 9.67M
Leverage Ratio 12.84
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 28.38
Liquidity The First National Bank of Peterstown
Peterstown, WV 		Click to
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Hot Money Ratio 14.87%
Liquidity Ratio 55.37%
Profitability The First National Bank of Peterstown
Peterstown, WV 		Click to
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5-Year Return on Average Assets 0.75%
Net Income 243.00K
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 66.59%
Return on Assets 1.11%
Return on Equity 10.29%