B
The First National Bank of Peterstown
Rating Date
October 2025
Risk Based
Capital Ratio
29.32
Leverage
Ratio
13.40
Return On
Assets
1.09%
Total
Assets
85.42M
Capital
10.52M
Total
Deposits
74.64M
Net
Income
719.00K
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Weiss Ratings The First National Bank of Peterstown
Peterstown, WV 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 5.00
Stability Index 6.80
Company Info The First National Bank of Peterstown
Peterstown, WV 		Click to
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FDIC Number 6787
Phone Number (304) 753-4321
Website www.fnbpeterstown.com
Asset Quality The First National Bank of Peterstown
Peterstown, WV 		Click to
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1-Year Asset Growth -0.44%
5-Year Asset Growth 4.46%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 2.93%
Non-Performing Loans to Loans 0.96%
Balance Sheet The First National Bank of Peterstown
Peterstown, WV 		Click to
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Total Assets 85.42M
Total Deposits 74.64M
Capital and Reserves The First National Bank of Peterstown
Peterstown, WV 		Click to
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Capital 10.52M
Leverage Ratio 13.40
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 29.32
Liquidity The First National Bank of Peterstown
Peterstown, WV 		Click to
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Hot Money Ratio 12.94%
Liquidity Ratio 55.59%
Profitability The First National Bank of Peterstown
Peterstown, WV 		Click to
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5-Year Return on Average Assets 0.75%
Net Income 719.00K
Net Interest Spread 3.62%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 66.63%
Return on Assets 1.09%
Return on Equity 9.73%