| Weiss Ratings |
FNB Bank, Inc.
Romney, WV |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 5.60 | |||
| Company Info |
FNB Bank, Inc.
Romney, WV |
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| FDIC Number | 6794 | |||
| Phone Number | (304) 822-8700 | |||
| Website | www.fnbtoday.com | |||
| Asset Quality |
FNB Bank, Inc.
Romney, WV |
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| 1-Year Asset Growth | 4.59% | |||
| 5-Year Asset Growth | 2.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 3.01% | |||
| Non-Performing Loans to Loans | 0.45% | |||
| Balance Sheet |
FNB Bank, Inc.
Romney, WV |
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| Total Assets | 277.90M | |||
| Total Deposits | 247.76M | |||
| Capital and Reserves |
FNB Bank, Inc.
Romney, WV |
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| Capital | 26.00M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
FNB Bank, Inc.
Romney, WV |
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| Hot Money Ratio | 22.92% | |||
| Liquidity Ratio | 12.60% | |||
| Profitability |
FNB Bank, Inc.
Romney, WV |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 1.37M | |||
| Net Interest Spread | 4.02% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 68.90% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 10.82% | |||