| Weiss Ratings |
FNB Bank, Inc.
Romney, WV |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 4.90 | |||
| Company Info |
FNB Bank, Inc.
Romney, WV |
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| FDIC Number | 6794 | |||
| Phone Number | (304) 822-8700 | |||
| Website | www.fnbtoday.com | |||
| Asset Quality |
FNB Bank, Inc.
Romney, WV |
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| 1-Year Asset Growth | 0.20% | |||
| 5-Year Asset Growth | 5.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 3.82% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
FNB Bank, Inc.
Romney, WV |
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| Total Assets | 266.09M | |||
| Total Deposits | 231.70M | |||
| Capital and Reserves |
FNB Bank, Inc.
Romney, WV |
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| Capital | 23.13M | |||
| Leverage Ratio | 10.42 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
FNB Bank, Inc.
Romney, WV |
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| Hot Money Ratio | 24.08% | |||
| Liquidity Ratio | 14.13% | |||
| Profitability |
FNB Bank, Inc.
Romney, WV |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 441.00K | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 0.84% | |||
| Overhead Efficiency Ratio | 77.67% | |||
| Return on Assets | 0.68% | |||
| Return on Equity | 7.77% | |||