| Weiss Ratings |
FNB Bank, Inc.
Romney, WV |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 4.90 | |||
| Company Info |
FNB Bank, Inc.
Romney, WV |
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| FDIC Number | 6794 | |||
| Phone Number | (304) 822-8700 | |||
| Website | www.fnbtoday.com | |||
| Asset Quality |
FNB Bank, Inc.
Romney, WV |
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| 1-Year Asset Growth | 3.09% | |||
| 5-Year Asset Growth | 5.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 3.28% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
FNB Bank, Inc.
Romney, WV |
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| Total Assets | 272.96M | |||
| Total Deposits | 235.81M | |||
| Capital and Reserves |
FNB Bank, Inc.
Romney, WV |
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| Capital | 24.81M | |||
| Leverage Ratio | 10.45 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
FNB Bank, Inc.
Romney, WV |
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| Hot Money Ratio | 24.02% | |||
| Liquidity Ratio | 12.84% | |||
| Profitability |
FNB Bank, Inc.
Romney, WV |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 1.50M | |||
| Net Interest Spread | 3.65% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 74.33% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 8.55% | |||