| Weiss Ratings |
First Neighborhood Bank, Inc.
Spencer, WV |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 3.90 | |||
| Company Info |
First Neighborhood Bank, Inc.
Spencer, WV |
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| FDIC Number | 6800 | |||
| Phone Number | (304) 927-1750 | |||
| Website | www.firstneighborhoodbank.com | |||
| Asset Quality |
First Neighborhood Bank, Inc.
Spencer, WV |
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| 1-Year Asset Growth | 8.16% | |||
| 5-Year Asset Growth | 1.73% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Neighborhood Bank, Inc.
Spencer, WV |
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| Total Assets | 161.00M | |||
| Total Deposits | 146.46M | |||
| Capital and Reserves |
First Neighborhood Bank, Inc.
Spencer, WV |
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| Capital | 13.21M | |||
| Leverage Ratio | 10.34 | |||
| Loan Loss Reserves to Loans | 1.31% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Neighborhood Bank, Inc.
Spencer, WV |
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| Hot Money Ratio | 26.82% | |||
| Liquidity Ratio | 46.17% | |||
| Profitability |
First Neighborhood Bank, Inc.
Spencer, WV |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | -270.00K | |||
| Net Interest Spread | 2.59% | |||
| Operating Profit to Average Assets | -0.34% | |||
| Overhead Efficiency Ratio | 113.44% | |||
| Return on Assets | -0.34% | |||
| Return on Equity | -4.14% | |||