| Weiss Ratings |
MCNB Bank and Trust Co.
Welch, WV |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 6.00 | |||
| Company Info |
MCNB Bank and Trust Co.
Welch, WV |
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| FDIC Number | 6803 | |||
| Phone Number | (304) 436-4112 | |||
| Website | www.mcnbbanks.com | |||
| Asset Quality |
MCNB Bank and Trust Co.
Welch, WV |
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| 1-Year Asset Growth | 0.63% | |||
| 5-Year Asset Growth | 2.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.93% | |||
| Non-Performing Loans to Capital | 7.69% | |||
| Non-Performing Loans to Loans | 1.21% | |||
| Balance Sheet |
MCNB Bank and Trust Co.
Welch, WV |
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| Total Assets | 362.67M | |||
| Total Deposits | 295.24M | |||
| Capital and Reserves |
MCNB Bank and Trust Co.
Welch, WV |
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| Capital | 41.01M | |||
| Leverage Ratio | 12.10 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
MCNB Bank and Trust Co.
Welch, WV |
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| Hot Money Ratio | 19.81% | |||
| Liquidity Ratio | 20.89% | |||
| Profitability |
MCNB Bank and Trust Co.
Welch, WV |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 2.23M | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 0.75% | |||
| Overhead Efficiency Ratio | 78.17% | |||
| Return on Assets | 0.61% | |||
| Return on Equity | 5.73% | |||