| Weiss Ratings |
MCNB Bank and Trust Co.
Welch, WV |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 5.90 | |||
| Company Info |
MCNB Bank and Trust Co.
Welch, WV |
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| FDIC Number | 6803 | |||
| Phone Number | (304) 436-4112 | |||
| Website | www.mcnbbanks.com | |||
| Asset Quality |
MCNB Bank and Trust Co.
Welch, WV |
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| 1-Year Asset Growth | 0.29% | |||
| 5-Year Asset Growth | 3.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.97% | |||
| Non-Performing Loans to Capital | 0.99% | |||
| Non-Performing Loans to Loans | 1.19% | |||
| Balance Sheet |
MCNB Bank and Trust Co.
Welch, WV |
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| Total Assets | 362.92M | |||
| Total Deposits | 296.13M | |||
| Capital and Reserves |
MCNB Bank and Trust Co.
Welch, WV |
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| Capital | 40.08M | |||
| Leverage Ratio | 11.96 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
MCNB Bank and Trust Co.
Welch, WV |
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| Hot Money Ratio | 19.63% | |||
| Liquidity Ratio | 20.28% | |||
| Profitability |
MCNB Bank and Trust Co.
Welch, WV |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 1.54M | |||
| Net Interest Spread | 3.18% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 79.73% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 5.35% | |||