| Weiss Ratings |
MCNB Bank and Trust Co.
Welch, WV |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 6.60 | |||
| Company Info |
MCNB Bank and Trust Co.
Welch, WV |
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| FDIC Number | 6803 | |||
| Phone Number | (304) 436-4112 | |||
| Website | www.mcnbbanks.com | |||
| Asset Quality |
MCNB Bank and Trust Co.
Welch, WV |
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| 1-Year Asset Growth | -0.82% | |||
| 5-Year Asset Growth | 2.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 2.43% | |||
| Non-Performing Loans to Capital | 17.61% | |||
| Non-Performing Loans to Loans | 3.28% | |||
| Balance Sheet |
MCNB Bank and Trust Co.
Welch, WV |
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| Total Assets | 356.50M | |||
| Total Deposits | 292.24M | |||
| Capital and Reserves |
MCNB Bank and Trust Co.
Welch, WV |
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| Capital | 41.98M | |||
| Leverage Ratio | 12.29 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
MCNB Bank and Trust Co.
Welch, WV |
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| Hot Money Ratio | 19.36% | |||
| Liquidity Ratio | 17.84% | |||
| Profitability |
MCNB Bank and Trust Co.
Welch, WV |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 1.58M | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 74.01% | |||
| Return on Assets | 0.86% | |||
| Return on Equity | 7.66% | |||