| Weiss Ratings |
First National Bank
Altavista, VA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 6.30 | |||
| Company Info |
First National Bank
Altavista, VA |
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| FDIC Number | 6811 | |||
| Phone Number | (434) 369-3000 | |||
| Website | www.1stnatbk.com | |||
| Asset Quality |
First National Bank
Altavista, VA |
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| 1-Year Asset Growth | 1.49% | |||
| 5-Year Asset Growth | 21.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.36% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
First National Bank
Altavista, VA |
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| Total Assets | 1.03B | |||
| Total Deposits | 938.06M | |||
| Capital and Reserves |
First National Bank
Altavista, VA |
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| Capital | 85.39M | |||
| Leverage Ratio | 8.82 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Risk-Based Capital Ratio | 12.91 | |||
| Liquidity |
First National Bank
Altavista, VA |
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| Hot Money Ratio | 8.77% | |||
| Liquidity Ratio | 19.48% | |||
| Profitability |
First National Bank
Altavista, VA |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 8.39M | |||
| Net Interest Spread | 4.06% | |||
| Operating Profit to Average Assets | 1.35% | |||
| Overhead Efficiency Ratio | 70.56% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 12.56% | |||