| Weiss Ratings |
First National Bank
Altavista, VA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 7.00 | |||
| Company Info |
First National Bank
Altavista, VA |
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| FDIC Number | 6811 | |||
| Phone Number | (434) 369-3000 | |||
| Website | www.1stnatbk.com | |||
| Asset Quality |
First National Bank
Altavista, VA |
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| 1-Year Asset Growth | 2.03% | |||
| 5-Year Asset Growth | 4.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.58% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
First National Bank
Altavista, VA |
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| Total Assets | 1.06B | |||
| Total Deposits | 971.33M | |||
| Capital and Reserves |
First National Bank
Altavista, VA |
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| Capital | 87.14M | |||
| Leverage Ratio | 8.89 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Risk-Based Capital Ratio | 13.18 | |||
| Liquidity |
First National Bank
Altavista, VA |
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| Hot Money Ratio | 8.57% | |||
| Liquidity Ratio | 20.35% | |||
| Profitability |
First National Bank
Altavista, VA |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 11.27M | |||
| Net Interest Spread | 4.09% | |||
| Operating Profit to Average Assets | 1.35% | |||
| Overhead Efficiency Ratio | 70.29% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 12.75% | |||