| Weiss Ratings |
First National Bank
Altavista, VA |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
First National Bank
Altavista, VA |
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| FDIC Number | 6811 | |||
| Phone Number | (434) 369-3000 | |||
| Website | www.1stnatbk.com | |||
| Asset Quality |
First National Bank
Altavista, VA |
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| 1-Year Asset Growth | 9.75% | |||
| 5-Year Asset Growth | 4.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.37% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
First National Bank
Altavista, VA |
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| Total Assets | 1.14B | |||
| Total Deposits | 1.04B | |||
| Capital and Reserves |
First National Bank
Altavista, VA |
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| Capital | 91.47M | |||
| Leverage Ratio | 8.84 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Risk-Based Capital Ratio | 13.76 | |||
| Liquidity |
First National Bank
Altavista, VA |
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| Hot Money Ratio | 8.64% | |||
| Liquidity Ratio | 23.73% | |||
| Profitability |
First National Bank
Altavista, VA |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 9.62M | |||
| Net Interest Spread | 4.12% | |||
| Operating Profit to Average Assets | 2.19% | |||
| Overhead Efficiency Ratio | 58.45% | |||
| Return on Assets | 1.76% | |||
| Return on Equity | 22.00% | |||