B
The Farmers Bank of Appomattox
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers Bank of Appomattox
Appomattox, VA
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Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 4.50
Stability Index 6.20
Company Info The Farmers Bank of Appomattox
Appomattox, VA
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FDIC Number 6813
Phone Number (434) 352-7171
Website www.thefarmersbankva.com
Asset Quality The Farmers Bank of Appomattox
Appomattox, VA
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1-Year Asset Growth 2.31%
5-Year Asset Growth 6.66%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.16%
Non-Performing Loans to Loans 0.59%
Balance Sheet The Farmers Bank of Appomattox
Appomattox, VA
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Total Assets 374.59M
Total Deposits 313.56M
Capital and Reserves The Farmers Bank of Appomattox
Appomattox, VA
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Capital 40.41M
Leverage Ratio 12.58
Loan Loss Reserves to Loans 0.61%
Risk-Based Capital Ratio 19.18
Liquidity The Farmers Bank of Appomattox
Appomattox, VA
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Hot Money Ratio 21.36%
Liquidity Ratio 17.17%
Profitability The Farmers Bank of Appomattox
Appomattox, VA
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5-Year Return on Average Assets 0.95%
Net Income 1.82M
Net Interest Spread 4.11%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 71.95%
Return on Assets 0.98%
Return on Equity 9.35%