B
The National Bank of Blacksburg
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The National Bank of Blacksburg
Blacksburg, VA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.30
Capitalization Index 8.90
Liquidity Index 3.50
Profitability Index 3.80
Stability Index 6.70
Company Info The National Bank of Blacksburg
Blacksburg, VA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 6821
Phone Number (540) 951-6205
Website www.nbbank.com
Asset Quality The National Bank of Blacksburg
Blacksburg, VA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 8.68%
5-Year Asset Growth 7.43%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.16%
Non-Performing Loans to Loans 0.22%
Balance Sheet The National Bank of Blacksburg
Blacksburg, VA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.83B
Total Deposits 1.67B
Capital and Reserves The National Bank of Blacksburg
Blacksburg, VA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 147.55M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 16.50
Liquidity The National Bank of Blacksburg
Blacksburg, VA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 11.00%
Liquidity Ratio 10.70%
Profitability The National Bank of Blacksburg
Blacksburg, VA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.09%
Net Income 3.37M
Net Interest Spread 2.37%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 66.46%
Return on Assets 0.72%
Return on Equity 9.50%