B
Journey Bank
Rating Date
August 2026
Risk Based
Capital Ratio
17.73
Leverage
Ratio
10.22
Return On
Assets
1.69%
Total
Assets
1.67B
Capital
194.43M
Total
Deposits
1.43B
Net
Income
14.27M
My Lists My Alerts
Weiss Ratings Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 6.10
Capitalization Index 8.80
Liquidity Index 3.00
Profitability Index 7.70
Stability Index 9.30
Company Info Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 686
Phone Number (570) 784-1660
Website www.journeybank.com
Asset Quality Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 3.46%
5-Year Asset Growth 19.24%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 5.05%
Non-Performing Loans to Loans 0.77%
Balance Sheet Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.67B
Total Deposits 1.43B
Capital and Reserves Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 194.43M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio 17.73
Liquidity Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 17.42%
Liquidity Ratio 12.20%
Profitability Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.01%
Net Income 14.27M
Net Interest Spread 4.32%
Operating Profit to Average Assets 2.03%
Overhead Efficiency Ratio 51.74%
Return on Assets 1.69%
Return on Equity 15.04%