B
Journey Bank
Rating Date
March 2026
Risk Based
Capital Ratio
16.88
Leverage
Ratio
9.93
Return On
Assets
1.50%
Total
Assets
1.67B
Capital
188.44M
Total
Deposits
1.41B
Net
Income
24.42M
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Weiss Ratings Journey Bank
Bloomsburg, PA 		Click to
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Rating B
Asset Quality Index 5.80
Capitalization Index 8.40
Liquidity Index 3.20
Profitability Index 6.40
Stability Index 8.90
Company Info Journey Bank
Bloomsburg, PA 		Click to
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FDIC Number 686
Phone Number (570) 784-1660
Website www.journeybank.com
Asset Quality Journey Bank
Bloomsburg, PA 		Click to
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1-Year Asset Growth 4.86%
5-Year Asset Growth 19.24%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 6.81%
Non-Performing Loans to Loans 1.00%
Balance Sheet Journey Bank
Bloomsburg, PA 		Click to
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Total Assets 1.67B
Total Deposits 1.41B
Capital and Reserves Journey Bank
Bloomsburg, PA 		Click to
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Capital 188.44M
Leverage Ratio 9.93
Loan Loss Reserves to Loans 0.85%
Risk-Based Capital Ratio 16.88
Liquidity Journey Bank
Bloomsburg, PA 		Click to
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Hot Money Ratio 16.74%
Liquidity Ratio 13.86%
Profitability Journey Bank
Bloomsburg, PA 		Click to
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5-Year Return on Average Assets 0.95%
Net Income 24.42M
Net Interest Spread 4.10%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 56.89%
Return on Assets 1.50%
Return on Equity 14.05%