B
Journey Bank
Rating Date
October 2025
Risk Based
Capital Ratio
16.70
Leverage
Ratio
9.62
Return On
Assets
1.40%
Total
Assets
1.65B
Capital
180.44M
Total
Deposits
1.40B
Net
Income
17.04M
My Lists My Alerts
Weiss Ratings Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 5.40
Capitalization Index 7.90
Liquidity Index 3.10
Profitability Index 6.10
Stability Index 8.80
Company Info Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 686
Phone Number (570) 784-1660
Website www.journeybank.com
Asset Quality Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 3.07%
5-Year Asset Growth 23.14%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.00%
Non-Performing Loans to Capital 9.34%
Non-Performing Loans to Loans 1.40%
Balance Sheet Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.65B
Total Deposits 1.40B
Capital and Reserves Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 180.44M
Leverage Ratio 9.62
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 16.70
Liquidity Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 16.01%
Liquidity Ratio 12.14%
Profitability Journey Bank
Bloomsburg, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.95%
Net Income 17.04M
Net Interest Spread 4.03%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 58.37%
Return on Assets 1.40%
Return on Equity 13.34%