C
Chesapeake Bank
Rating Date
October 2025
Risk Based
Capital Ratio
14.73
Leverage
Ratio
10.68
Return On
Assets
0.46%
Total
Assets
1.63B
Capital
163.56M
Total
Deposits
1.43B
Net
Income
5.68M
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Weiss Ratings Chesapeake Bank
Kilmarnock, VA 		Click to
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Rating C
Asset Quality Index 8.50
Capitalization Index 9.50
Liquidity Index 4.00
Profitability Index 0.90
Stability Index 8.10
Company Info Chesapeake Bank
Kilmarnock, VA 		Click to
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FDIC Number 6862
Phone Number (804) 435-1181
Website www.chesbank.com
Asset Quality Chesapeake Bank
Kilmarnock, VA 		Click to
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1-Year Asset Growth 2.89%
5-Year Asset Growth 11.84%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.45%
Non-Performing Loans to Loans 0.48%
Balance Sheet Chesapeake Bank
Kilmarnock, VA 		Click to
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Total Assets 1.63B
Total Deposits 1.43B
Capital and Reserves Chesapeake Bank
Kilmarnock, VA 		Click to
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Capital 163.56M
Leverage Ratio 10.68
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 14.73
Liquidity Chesapeake Bank
Kilmarnock, VA 		Click to
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Hot Money Ratio 15.90%
Liquidity Ratio 24.12%
Profitability Chesapeake Bank
Kilmarnock, VA 		Click to
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5-Year Return on Average Assets 1.02%
Net Income 5.68M
Net Interest Spread 4.01%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 75.66%
Return on Assets 0.46%
Return on Equity 5.02%