B
Chesapeake Bank
Rating Date
March 2026
Risk Based
Capital Ratio
14.86
Leverage
Ratio
10.97
Return On
Assets
0.78%
Total
Assets
1.66B
Capital
172.38M
Total
Deposits
1.47B
Net
Income
12.81M
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Weiss Ratings Chesapeake Bank
Kilmarnock, VA 		Click to
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 4.10
Stability Index 8.10
Company Info Chesapeake Bank
Kilmarnock, VA 		Click to
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FDIC Number 6862
Phone Number (804) 435-1181
Website www.chesbank.com
Asset Quality Chesapeake Bank
Kilmarnock, VA 		Click to
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1-Year Asset Growth 9.46%
5-Year Asset Growth 7.52%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.74%
Non-Performing Loans to Loans 0.34%
Balance Sheet Chesapeake Bank
Kilmarnock, VA 		Click to
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Total Assets 1.66B
Total Deposits 1.47B
Capital and Reserves Chesapeake Bank
Kilmarnock, VA 		Click to
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Capital 172.38M
Leverage Ratio 10.97
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 14.86
Liquidity Chesapeake Bank
Kilmarnock, VA 		Click to
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Hot Money Ratio 14.66%
Liquidity Ratio 22.16%
Profitability Chesapeake Bank
Kilmarnock, VA 		Click to
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5-Year Return on Average Assets 1.02%
Net Income 12.81M
Net Interest Spread 4.13%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 73.30%
Return on Assets 0.78%
Return on Equity 8.26%