B
Chesapeake Bank
Rating Date
August 2026
Risk Based
Capital Ratio
15.15
Leverage
Ratio
11.18
Return On
Assets
1.74%
Total
Assets
1.72B
Capital
184.61M
Total
Deposits
1.49B
Net
Income
15.16M
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Weiss Ratings Chesapeake Bank
Kilmarnock, VA 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 6.60
Stability Index 8.10
Company Info Chesapeake Bank
Kilmarnock, VA 		Click to
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FDIC Number 6862
Phone Number (804) 435-1181
Website www.chesbank.com
Asset Quality Chesapeake Bank
Kilmarnock, VA 		Click to
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1-Year Asset Growth 5.90%
5-Year Asset Growth 7.52%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.36%
Non-Performing Loans to Loans 0.27%
Balance Sheet Chesapeake Bank
Kilmarnock, VA 		Click to
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Total Assets 1.72B
Total Deposits 1.49B
Capital and Reserves Chesapeake Bank
Kilmarnock, VA 		Click to
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Capital 184.61M
Leverage Ratio 11.18
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio 15.15
Liquidity Chesapeake Bank
Kilmarnock, VA 		Click to
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Hot Money Ratio 15.04%
Liquidity Ratio 18.88%
Profitability Chesapeake Bank
Kilmarnock, VA 		Click to
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5-Year Return on Average Assets 0.95%
Net Income 15.16M
Net Interest Spread 4.42%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 65.81%
Return on Assets 1.74%
Return on Equity 17.06%