| Weiss Ratings |
The Old Point National Bank of Phoebus
Hampton, VA |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 7.50 | |||
| Company Info |
The Old Point National Bank of Phoebus
Hampton, VA |
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| FDIC Number | 6892 | |||
| Phone Number | (757) 728-1205 | |||
| Website | www.oldpoint.com | |||
| Asset Quality |
The Old Point National Bank of Phoebus
Hampton, VA |
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| 1-Year Asset Growth | 0.55% | |||
| 5-Year Asset Growth | 7.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 1.35% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
The Old Point National Bank of Phoebus
Hampton, VA |
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| Total Assets | 1.44B | |||
| Total Deposits | 1.26B | |||
| Capital and Reserves |
The Old Point National Bank of Phoebus
Hampton, VA |
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| Capital | 137.23M | |||
| Leverage Ratio | 10.45 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 14.08 | |||
| Liquidity |
The Old Point National Bank of Phoebus
Hampton, VA |
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| Hot Money Ratio | 10.62% | |||
| Liquidity Ratio | 20.50% | |||
| Profitability |
The Old Point National Bank of Phoebus
Hampton, VA |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 2.16M | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 74.88% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 6.35% | |||