C
Cayuga Lake National Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cayuga Lake National Bank
Union Springs, NY
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Rating C
Asset Quality Index 4.90
Capitalization Index 7.20
Liquidity Index 2.40
Profitability Index 2.30
Stability Index 4.00
Company Info Cayuga Lake National Bank
Union Springs, NY
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FDIC Number 6954
Phone Number (315) 889-7358
Website www.cayugalakenationalbank.com
Asset Quality Cayuga Lake National Bank
Union Springs, NY
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1-Year Asset Growth -2.70%
5-Year Asset Growth 16.21%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.94%
Non-Performing Loans to Capital 19.26%
Non-Performing Loans to Loans 1.39%
Balance Sheet Cayuga Lake National Bank
Union Springs, NY
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Total Assets 281.91M
Total Deposits 256.66M
Capital and Reserves Cayuga Lake National Bank
Union Springs, NY
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Capital 19.46M
Leverage Ratio 9.12
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 17.26
Liquidity Cayuga Lake National Bank
Union Springs, NY
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Hot Money Ratio 12.22%
Liquidity Ratio 12.07%
Profitability Cayuga Lake National Bank
Union Springs, NY
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5-Year Return on Average Assets 0.70%
Net Income 733.00K
Net Interest Spread 2.56%
Operating Profit to Average Assets 0.24%
Overhead Efficiency Ratio 83.93%
Return on Assets 0.26%
Return on Equity 3.82%