Ballston Spa National Bank
| Weiss Ratings |
Ballston Spa National Bank
Ballston Spa, NY |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 6.00 | |||
| Company Info |
Ballston Spa National Bank
Ballston Spa, NY |
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| FDIC Number | 6959 | |||
| Phone Number | (518) 363-8150 | |||
| Website | www.bsnb.com | |||
| Asset Quality |
Ballston Spa National Bank
Ballston Spa, NY |
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| 1-Year Asset Growth | 3.59% | |||
| 5-Year Asset Growth | 7.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 1.76% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
Ballston Spa National Bank
Ballston Spa, NY |
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| Total Assets | 928.50M | |||
| Total Deposits | 765.97M | |||
| Capital and Reserves |
Ballston Spa National Bank
Ballston Spa, NY |
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| Capital | 78.40M | |||
| Leverage Ratio | 8.45 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 11.86 | |||
| Liquidity |
Ballston Spa National Bank
Ballston Spa, NY |
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| Hot Money Ratio | 15.31% | |||
| Liquidity Ratio | 4.00% | |||
| Profitability |
Ballston Spa National Bank
Ballston Spa, NY |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 5.01M | |||
| Net Interest Spread | 3.07% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 78.19% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 6.54% | |||