Ballston Spa National Bank
| Weiss Ratings |
Ballston Spa National Bank
Ballston Spa, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.00 | |||
| Company Info |
Ballston Spa National Bank
Ballston Spa, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 6959 | |||
| Phone Number | (518) 363-8150 | |||
| Website | www.bsnb.com | |||
| Asset Quality |
Ballston Spa National Bank
Ballston Spa, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.85% | |||
| 5-Year Asset Growth | 10.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 1.40% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
Ballston Spa National Bank
Ballston Spa, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 898.64M | |||
| Total Deposits | 741.13M | |||
| Capital and Reserves |
Ballston Spa National Bank
Ballston Spa, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 72.25M | |||
| Leverage Ratio | 8.11 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 11.59 | |||
| Liquidity |
Ballston Spa National Bank
Ballston Spa, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 14.63% | |||
| Liquidity Ratio | 3.93% | |||
| Profitability |
Ballston Spa National Bank
Ballston Spa, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 1.42M | |||
| Net Interest Spread | 3.07% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 74.66% | |||
| Return on Assets | 0.64% | |||
| Return on Equity | 7.95% | |||