C
Wayne Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wayne Bank
Honesdale, PA
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Rating C
Asset Quality Index 6.30
Capitalization Index 6.60
Liquidity Index 2.40
Profitability Index 4.60
Stability Index 6.50
Company Info Wayne Bank
Honesdale, PA
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FDIC Number 698
Phone Number (800) 598-5002
Website wayne.bank
Asset Quality Wayne Bank
Honesdale, PA
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1-Year Asset Growth 5.80%
5-Year Asset Growth 17.65%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 2.96%
Non-Performing Loans to Loans 0.62%
Balance Sheet Wayne Bank
Honesdale, PA
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Total Assets 2.41B
Total Deposits 2.10B
Capital and Reserves Wayne Bank
Honesdale, PA
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Capital 209.86M
Leverage Ratio 8.56
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 11.98
Liquidity Wayne Bank
Honesdale, PA
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Hot Money Ratio 27.28%
Liquidity Ratio 9.80%
Profitability Wayne Bank
Honesdale, PA
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5-Year Return on Average Assets 0.91%
Net Income 21.46M
Net Interest Spread 3.44%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 56.67%
Return on Assets 1.20%
Return on Equity 13.07%