Peoples Exchange Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Other Rating Factors:
A current level of 9.6 percent of nonperforming loans to core capital combined with 15.7 percent from a year earlier contributes to the Good asset quality (5.0). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.6 has resulted in Fair (3.8) profitability.
Asset Mix:
Securities (24%), comm re (18%), home mtgs (16%), comm loans (12%), cash (4%), consumer loans (3%), other (23%)
States with Branches:
AL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Peoples Exchange Bancshares, Inc.
Investment Rating
--
Address
2013 South Highway 21 Bypass
Monroeville, AL 36460
Monroeville, AL 36460
Phone Number
(251) 575-4555
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.