Peoples Exchange Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 9.3 percent of nonperforming loans to core capital combined with 14.9 percent from a year earlier contributes to the Good asset quality (5.9). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.0 has resulted in Fair (4.3) profitability.
Asset Mix:
Securities (21%), comm re (17%), home mtgs (15%), comm loans (10%), cash (9%), consumer loans (3%), other (24%)
States with Branches:
AL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Peoples Exchange Bancshares, Inc.
Investment Rating
--
Address
2013 South Highway 21 Bypass
Monroeville, AL 36460
Monroeville, AL 36460
Phone Number
(251) 575-4555
Year Founded
1907
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.