B
Peoples Exchange Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Exchange Bank
Monroeville, AL
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Rating B
Asset Quality Index 5.00
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 3.80
Stability Index 5.90
Company Info Peoples Exchange Bank
Monroeville, AL
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FDIC Number 70
Phone Number (251) 575-4555
Website www.peb.bank
Asset Quality Peoples Exchange Bank
Monroeville, AL
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1-Year Asset Growth -3.35%
5-Year Asset Growth 6.86%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 1.84%
Non-Performing Loans to Capital 9.59%
Non-Performing Loans to Loans 2.42%
Balance Sheet Peoples Exchange Bank
Monroeville, AL
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Total Assets 95.59M
Total Deposits 83.81M
Capital and Reserves Peoples Exchange Bank
Monroeville, AL
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Capital 10.83M
Leverage Ratio 13.19
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio --
Liquidity Peoples Exchange Bank
Monroeville, AL
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Hot Money Ratio 18.57%
Liquidity Ratio 35.26%
Profitability Peoples Exchange Bank
Monroeville, AL
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5-Year Return on Average Assets 0.62%
Net Income 439.00K
Net Interest Spread 3.94%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 78.27%
Return on Assets 0.61%
Return on Equity 5.76%