C
The Delaware National Bank of Delhi
DelhiNY
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Delaware National Bank of Delhi
Delhi, NY
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Rating C
Asset Quality Index 6.80
Capitalization Index 8.60
Liquidity Index 2.30
Profitability Index 3.20
Stability Index 4.80
Company Info The Delaware National Bank of Delhi
Delhi, NY
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FDIC Number 7025
Phone Number (855) 413-3544
Website www.dnbd.bank/
Asset Quality The Delaware National Bank of Delhi
Delhi, NY
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1-Year Asset Growth 2.94%
5-Year Asset Growth 4.83%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.60%
Non-Performing Loans to Loans 0.70%
Balance Sheet The Delaware National Bank of Delhi
Delhi, NY
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Total Assets 370.19M
Total Deposits 333.95M
Capital and Reserves The Delaware National Bank of Delhi
Delhi, NY
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Capital 31.48M
Leverage Ratio 10.09
Loan Loss Reserves to Loans 0.50%
Risk-Based Capital Ratio --
Liquidity The Delaware National Bank of Delhi
Delhi, NY
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Hot Money Ratio 21.93%
Liquidity Ratio 14.02%
Profitability The Delaware National Bank of Delhi
Delhi, NY
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5-Year Return on Average Assets 0.58%
Net Income 1.72M
Net Interest Spread 2.33%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 71.20%
Return on Assets 0.60%
Return on Equity 7.71%